320 Holbrook Ln, Hubert, NC 28539 Property Records

Onslow County property record for 320 Holbrook Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2026)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1313A-137`

Property Details

APN / Parcel Number

Primary APN	`1313A-137`
Alternative APNs	`0494572000` `448679000` `494572000` `476834000` `162432`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	476834000
Street Address	320 HOLBROOK LN
City	HUBERT
State	NC
Zip	28539-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L16 KINGSBRIDGE 2 S6 P1
Legal Subdivision	KINGSBRIDGE II SEC 6 PH 1
Legal Lot Number	16
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 HOLBROOK LN, HUBERT, NC 28539-3100
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORPORATION
May 24, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Deed of Trust, Mortgage ATTORNEY ONLY
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Mar 27, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	May 24, 2023 · Amount on Record
Deed Book / Page	6649 / 300
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 6, 2026
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	6649000300
Book / Page	6649 / 300
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	6649000304,
Date	Aug 6, 2026
Book Page	6649/304

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 24, 2023
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0059690971
Book / Page	5969 / 971
Map Reference	MB73 PG123,123A&123B
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 TOWNSHIP LN, ROCKWALL, TX 75087-8735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	0005969974
Date	May 24, 2023
Instrument	5969-974

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050730552
Date	Dec 16, 2019
Book Page	5073/552

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052640523
Date	Sep 14, 2020
Book Page	5264/523

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0049860421
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HOLBROOK LN HUBERT NC 285393100, HUBERT, NC 28539-3100

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0049750448
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1 SNEADS FERRY NC 284600001, SNEADS FERRY, NC 28460-0001

Mortgage

Document Number	0049750448
Date	Jul 1, 2019
Book Page	004975/000448

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 27, 2019
Property Address	320 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0049170071
Book / Page	4917 / 071
Map Reference	MB 73PG 123 123A-12B
Instrument Date	Mar 1, 2019
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 CHADWICK SHORES DR, 737, SNEADS FERRY, NC 28460-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HOLBROOK LN, HUBERT, NC 28539-3100

Mortgage

Document Number	0049170075
Date	Mar 27, 2019
Book Page	4917/075

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00	$264,138 (+19.07%) Land $50,000 Building $214,138	$264,138 (+19.07%) Land $50,000 Building $214,138
2025	$1,452.00	$221,827 (-) Land $50,000 Building $171,827	$221,827 (-) Land $50,000 Building $171,827
2023	$1,452.00	$221,827 (-) Land $50,000 Building $171,827	$221,827 (-) Land $50,000 Building $171,827
2022	$1,452.00	$221,827 Land $50,000 Building $171,827	$221,827 Land $50,000 Building $171,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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