322 Emming St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 322 Emming St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1884
Lot Size	0.037 acres (1,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Dec 2019)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-0002-0100-00`

Property Details

APN / Parcel Number

Primary APN	`096-0002-0100-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	848 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1884
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,655 sqft (0.037 acres)
Lot Dimensions	65 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	322 EMMING ST
City	CINCINNATI
State	OH
Zip	45219-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	322 EMMING ST 25.42 X 65 IRR PTS LOTS 103-104-149 KIRBYS MOHAWK SUB PARS 100-101 CONS
Legal Subdivision	KIRBYS MOHAWK SUB
Legal Lot Number	103-104 104
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	2600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 EMMING ST, CINCINNATI, OH 45219-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 12, 2019	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	May 24, 2006 · Amount on Record
Deed Document Number	0000110133
Deed Book / Page	014062 / 001535
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	322 EMMING ST, CINCINNATI, OH 45219-1464
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083406
Date	Nov 27, 2023
Book Page	15049/2245
Instrument	2023-0083406

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	322 EMMING ST, CINCINNATI, OH 45219-1464
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107550
Date	Dec 7, 2018
Book Page	13810/00772
Instrument	2018-0107550

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2048

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 12, 2019
Property Address	322 EMMING ST, CINCINNATI, OH 45219-1464
Document Number	0000110133
Book / Page	014062 / 001535
Instrument Date	Dec 10, 2019
Instrument	110133
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 EMMING ST CINCINNATI OH 452191464, CINCINNATI, OH 45219-1464

Mortgage

Document Number	110134
Date	Dec 12, 2019
Book Page	014062/001537
Instrument	110134

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+3.13%)	$58,282 (+%) Land $11,497 Building $46,785
2024	$3,479.00 (-2.22%)	$58,281 (-) Land $11,497 Building $46,784
2023	$3,558.00 (+5.33%)	$58,281 (+17.44%) Land $11,497 Building $46,784	$166,520 (+17.44%) Land $32,850 Building $133,670
2022	$3,378.00 Homeowner's exemption	$49,627 Land $45,259 Building $4,368
2020			$141,790 Land $129,310 Building $12,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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