318 Emming St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 318 Emming St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1880
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2025)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-0002-0102-00`

Property Details

APN / Parcel Number

Primary APN	`096-0002-0102-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	318 EMMING ST
City	CINCINNATI
State	OH
Zip	45219-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	318 EMMING ST 50 X 100 LOT 150 KIRBYS MOHAWK SUB
Legal Subdivision	KIRBYS MOHAWK SUB
Legal Lot Number	150
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	2600

Owner

318 Emming St is owned and occupied by an individual who bought it in December 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	318 EMMING ST, CINCINNATI, OH 45219-1464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE DEPARTMENT FCU
Sep 11, 2019	Fiduciary Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	0000102043
Deed Book / Page	15573 / 611
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 31, 2025
Property Address	318 EMMING ST, CINCINNATI, OH 45219-1464
Document Number	0000102043
Book / Page	15573 / 611
Map Reference	MB 2 PG 302
Instrument Date	Dec 1, 2025
Instrument	2025-0102043
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, CLT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8200 JAKARTA PL APT 10, 10, DULLES, VA 20189-8200

Mortgage

Document Number	0000102044
Date	Dec 31, 2025
Instrument	2025-0102044

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2019
Property Address	318 EMMING ST, CINCINNATI, OH 45219-1464
Document Number	0000077244
Book / Page	13999 / 00196
Map Reference	MB 2 PG 302
Instrument Date	Aug 30, 2019
Instrument	2019-0077244
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6332 GALLAGHER CT, LOVELAND, OH 45140-7260

Mortgage

Document Number	0000077245
Date	Sep 11, 2019
Instrument	2019-0077245

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2022
Change Frequency	3 Years
Min Rate At Change	4%
Max Rate At Change	7.5%
Index	3-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 318 Emming St was $3,282, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+0.15%)	$51,629 (-) Land $21,501 Building $30,128
2024	$3,277.00 (-0.18%)	$51,629 (-) Land $21,501 Building $30,128
2023	$3,283.00 (+37.65%)	$51,629 (+53.29%) Land $21,501 Building $30,128	$147,510 Land $61,430 Building $86,080
2022	$2,385.00	$33,681 Land $8,173 Building $25,508
2020			$96,230 Land $23,350 Building $72,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 Emming St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Emming St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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