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322 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 322 Emerald Dr, Charlotte, MI 48813

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,135 sqft · built 1998
Lot Size0.039 acres (1,728 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Oct 2022)
Tax Bill$5,015 (2025)
Deeds & MortgagesApr 2023 Transfer
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN20004700001200

Property Details

APN / Parcel Number

Primary APN20004700001200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
Basement Area1,135 sqft
Unfinished Basement1,135 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area1,728 sqft (0.039 acres)
Garage Area440 sqft
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address322 EMERALD DR
CityCHARLOTTE
StateMI
Zip48813-9011
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeN/A
Legal DescriptionUNIT 12. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range05W
Legal Township02N
Legal Section24
Legal SubdivisionEMERALD ISLE CONDO
Legal Unit12
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1033
Census Tract20902

Owner

322 Emerald Dr, a condominium, is owned and occupied by an individual who bought it in October 2022.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address322 EMERALD DR, CHARLOTTE, MI 48813-9011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Correction Deed
Oct 19, 2022Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Deed Book / Page3025 / 751
Prior Transfer DateMar 4, 2003
Prior Transfer Doc1641000403
Record UpdatedOct 29, 2026

April 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionEATON MI
Recording DateApr 4, 2023
Property Address322 EMERALD DR, CHARLOTTE, MI 48813-9011
Document Number003044/755
Book / Page3044 / 755
Instrument DateMar 31, 2023
Record UpdatedApr 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateOct 19, 2022
Property Address322 EMERALD DR, CHARLOTTE, MI 48813-9011
Document Number003025/751
Book / Page3025 / 751
Map ReferenceLB 1058 PG 846
Instrument DateOct 11, 2022
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1480 FAIRVIEW HWY, 1480, CHARLOTTE, MI 48813-9794

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 S LAKE MITCHELL DR, CADILLAC, MI 49601-8701

Tax Assessment & Valuation

The 2025 property tax bill for 322 Emerald Dr was $5,015 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,200$219,225 Land $39,756 Building $179,469
2025$5,015.00
2023$95,600$191,200
2022$3,172.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACD.net
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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