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320 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 320 Emerald Dr, Charlotte, MI 48813

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,135 sqft · built 1998
Lot Size0.042 acres (1,831 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Feb 2021)
Tax Bill$6,850 (2025)
Deeds & MortgagesFeb 2021 Sale
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN20004700001100

Property Details

APN / Parcel Number

Primary APN20004700001100

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
Basement Area1,135 sqft
Unfinished Basement1,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area1,831 sqft
Garage Area440 sqft
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 EMERALD DR
CityCHARLOTTE
StateMI
Zip48813-9011
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeN/A
Legal DescriptionUNIT 11. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range05W
Legal Township02N
Legal Section24
Legal SubdivisionEMERALD ISLE CONDO
Legal Unit11
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1033
Census Tract20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 EMERALD DR, CHARLOTTE, MI 48813-9011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Jan 3, 2017Warranty Deed, Transfer
MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Prior SaleJan 3, 2017 · Amount on Record
Deed Book / Page2904 / 673
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateFeb 8, 2021
Property Address320 EMERALD DR, CHARLOTTE, MI 48813-9011
Document Number2904/673
Book / Page2904 / 673
Map ReferenceLB 1058 PG 864
Instrument DateJan 29, 2021
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address849 EMERALD DR, 849, CHARLOTTE, MI 48813-9027

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 MONTEREY BLVD APT 11, 11, HERMOSA BEACH, CA 90254-5158

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateJan 3, 2017
Property Address320 EMERALD DR, CHARLOTTE, MI 48813-9011
Document Number2659/0330
Book / Page2659 / 0330
Map ReferenceLB1058 PG864
Instrument DateDec 30, 2016
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyMIDSTATE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,221.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 EMERALD DR, 320, CHARLOTTE, MI 48813-9011

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 EMERALD DR, CHARLOTTE, MI 48813-9011

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,500 (+21.73%)$219,747 (+14.81%) Land $38,529 Building $181,218
2025$6,850.00 (+14.76%)
2023$95,700$191,400
2022$5,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACD.net
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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