322 Eckford Ct, Troy, MI 48085 Property Records

Oakland County property record for 322 Eckford Ct, Troy, MI 48085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,094 sqft · built 1980
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Feb 2022)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-15-178-011`

Property Details

APN / Parcel Number

Primary APN	`88-20-15-178-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,074 sqft
Basement Area	2,074 sqft
Finished Basement	2,074 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	165 ft deep x 125 ft wide
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	94 sqft
Deck Area	55 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	322 ECKFORD CT
City	TROY
State	MI
Zip	48085-4774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 15 STREAMVIEW SUB LOT 67
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	STREAMVIEW SUB
Legal Lot Number	67
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	4
Census Block	4002
Census Tract	197000

Owner

Source: Oakland County records · APN 88-20-15-178-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 ECKFORD CT, TROY, MI 48085-4774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2022 · Amount on Record
Deed Sale	Feb 09, 2022 · Amount on Record
Deed Document Number	2022315836
Deed Book / Page	57426 / 485
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 09, 2022
Property Address	322 ECKFORD CT, TROY, MI 48085-4774
Document Number	0000315836
Book / Page	57426 / 485
Map Reference	LB 166 PG 1-3
Instrument Date	Dec 17, 2021
Instrument	315836
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	MICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,382.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 ECKFORD CT, 322, TROY, MI 48085-4774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 WINTHROP DR, TROY, MI 48083-5445

Mortgage

Document Number	0057426487
Date	Feb 09, 2022
Instrument	57426/487

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	322 ECKFORD CT, TROY, MI 48085-4774
Document Number	0000221678
Book / Page	051351 / 000358
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 ECKFORD CT TROY MI 480854774, TROY, MI 48085-4774

Mortgage

Document Number	0000221678
Date	Dec 05, 2017
Book Page	051351/000358
Instrument	221678

Lender

Name	GENISYS CAP
Type	Funding / Finance Company
Address	AUBURN HILLS, MI 48326-2967

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 04, 2027

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 (-3.85%)
2023			$365,160
2022	$6,333.00	$182,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Eckford Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures