318 Eckford Ct, Troy, MI 48085 Property Records

Oakland County property record for 318 Eckford Ct, Troy, MI 48085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,077 sqft · built 1984
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$471,000 (Jun 2021)
Tax Bill	$6,324 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-15-178-010`

Property Details

APN / Parcel Number

Primary APN	`88-20-15-178-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,077 sqft Living Area
1st Floor Area	2,077 sqft
Basement Area	2,077 sqft
Finished Basement	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	245 ft deep x 92 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	522 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	318 ECKFORD CT
City	TROY
State	MI
Zip	48085-4774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 15 STREAMVIEW SUB LOT 68
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	STREAMVIEW SUB
Legal Lot Number	68
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	4
Census Block	4002
Census Tract	197000

Owner

Source: Oakland County records · APN 88-20-15-178-010

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	318 ECKFORD CT, TROY, MI 48085-4774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 15, 2021	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Mar 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Mar 31, 1998
Deed Document Number	2021151926
Deed Book / Page	56393 / 270
Prior Transfer Date	Apr 02, 2003
Prior Transfer Doc	0294370898
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	318 ECKFORD CT, TROY, MI 48085-4774
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 ALEXANDER DR, TROY, MI 48083-2602

Mortgage

Document Number	0000143518
Date	Jun 04, 2021
Book Page	56336/506
Instrument	143518

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2021
Property Address	318 ECKFORD CT, TROY, MI 48085-4774
Document Number	0000151926
Book / Page	56393 / 270
Map Reference	LB 166 PG 1-3
Instrument Date	May 27, 2021
Instrument	151926
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$4,050.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 ECKFORD CT, TROY, MI 48085-4774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 ECKFORD CT, TROY, MI 48085-4774

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2021
Property Address	318 ECKFORD CT, TROY, MI 48085-4774
Document Number	0000062382
Book / Page	55855 / 92
Map Reference	LB 166 PG 1-3
Instrument Date	Feb 18, 2021
Instrument	62382
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 ECKFORD CT, TROY, MI 48085-4774

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,324.00 (+2.4%)
2024	$6,176.00 (-6.1%)
2023			$379,260
2022	$6,577.00	$189,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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