322 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 322 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1915
Lot Size	0.053 acres (2,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (Feb 2024)
Tax Bill	$12,731 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`467-18-070`

Property Details

APN / Parcel Number

Primary APN	`467-18-070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	1,028 sqft
Basement Area	252 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,312 sqft (0.053 acres)
Lot Dimensions	68 ft deep x 34 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	SAN JOSE
Legal Block	3
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5002
Census Tract	501000

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 E SAINT JAMES ST, SAN JOSE, CA 95112-5405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 26, 2024	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	202425602083
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0022372358
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	322 E SAINT JAMES ST, SAN JOSE, CA 95112-5405
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E SAINT JAMES ST B, B, SAN JOSE, CA 95112-5405

Mortgage

Document Number	0025472012
Date	May 9, 2023
Instrument	25472012

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 26, 2024
Property Address	322 E SAINT JAMES ST, SAN JOSE, CA 95112-5405
Document Number	0025602083
Instrument Date	Feb 16, 2024
Instrument	25602083
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 E SAINT JAMES ST, SAN JOSE, CA 95112-5405

Mortgage

Document Number	0025602084
Date	Feb 26, 2024
Instrument	25602084

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	322 E SAINT JAMES ST, SAN JOSE, CA 95112-5405
Document Number	0024596544
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E SAINT JAMES ST SAN JOSE CA 951125405, SAN JOSE, CA 95112-5405

Mortgage

Document Number	0024596544
Date	Sep 1, 2020
Instrument	24596544

Lender

Name	ARCUS LENDING INC ARCUS LENDING INC
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,966 (+2%) Land $624,240 Building $327,726
2025	$12,731.00 (+7%) Homeowner's exemption	$933,300 (+80.03%) Land $612,000 Building $321,300
2023	$7,489.00 (+0.86%)	$518,424 Land $335,800 Building $182,624
2022	$7,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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