285 E Saint James St, San Jose, CA 95112 Property Records

Santa Clara County property record for 285 E Saint James St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	3,787 sqft · built 1898
Lot Size	0.142 acres (6,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (May 2023)
Tax Bill	$13,178 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2021 Transfer + 9 more
Flood Zone	Zone D (undetermined)
APN	`467-02-040`

Property Details

APN / Parcel Number

Primary APN	`467-02-040`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,787 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,165 sqft (0.142 acres)
Lot Dimensions	137 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	285 E SAINT JAMES ST
City	SAN JOSE
State	CA
Zip	95112-5476
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM
Legal Subdivision	SAN JOSE
Legal Block	4
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	501000

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 E SAINT JAMES ST, 1, SAN JOSE, CA 95112-5476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 29, 2021	Intrafamily Transfer, Transfer
Mar 12, 2021	Grant Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB
Jul 23, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 10, 2019	Correction Deed FIRST AMERICAN TITLE
Sep 24, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Aug 29, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARIA TOEPFER-FOSS
Jul 9, 2019	Correction Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO
Jul 9, 2019	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO
Jul 9, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202325471952
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0025011968
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 9, 2023
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0025471952
Instrument Date	May 5, 2023
Instrument	25471952
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST APT 1, 1, SAN JOSE, CA 95112-5476

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 29, 2021
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0025011968
Instrument Date	Jun 25, 2021
Instrument	25011968
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 E SAINT JAMES ST APT 21, 21, SAN JOSE, CA 95112-4059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 E SAINT JAMES ST APT 21, 21, SAN JOSE, CA 95112-4059

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 12, 2021
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024872549
Instrument Date	Feb 17, 2021
Instrument	24872549
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST APT 2, 2, SAN JOSE, CA 95112-5476

Mortgage

Document Number	0024872550
Date	Mar 12, 2021
Instrument	24872550

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.37%
Index	5-Year CMT
Max Rate	8.37%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 23, 2020
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024551437
Instrument Date	Jul 16, 2020
Instrument	24551437
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	285 E SAINT JAMES ST #3 SAN JOSE CA 951125476, 3, SAN JOSE, CA 95112-5476

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 10, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024353702
Instrument Date	Dec 6, 2019
Instrument	24353702
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 E SAINT JAMES ST #1 SAN JOSE CA 951125476, 1, SAN JOSE, CA 95112-5476

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024288133
Instrument Date	Sep 6, 2019
Instrument	24288133
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476

Mortgage

Document Number	0024288134
Date	Sep 24, 2019
Instrument	24288134

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2024
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024267734
Instrument Date	Aug 22, 2019
Instrument	24267734
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 E SAINT JAMES ST APT 1, 1, SAN JOSE, CA 95112-5476

Mortgage

Document Number	0024267735
Date	Aug 29, 2019
Instrument	24267735

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2024
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024226606
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST SAN JOSE CA 951125476, SAN JOSE, CA 95112-5476

Mortgage

Document Number	0024226606
Date	Jul 16, 2019
Instrument	24226606

Lender

Name	MARIA TOEPFER-FOSS
Address	5025 ESTHER DR, SAN JOSE, CA 95124-5414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 9, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024221654
Instrument Date	Jun 18, 2019
Instrument	24221654
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST SAN JOSE CA 951125476, SAN JOSE, CA 95112-5476

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 9, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024221653
Instrument Date	Jun 18, 2019
Instrument	24221653
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST SAN JOSE CA 951125476, SAN JOSE, CA 95112-5476

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 9, 2019
Property Address	285 E SAINT JAMES ST, SAN JOSE, CA 95112-5476
Document Number	0024221656
Instrument Date	Jun 18, 2019
Instrument	24221656
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E SAINT JAMES ST APT 3, 3, SAN JOSE, CA 95112-5476

Mortgage

Document Number	0024221657
Date	Jul 9, 2019
Instrument	24221657

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	9%

Mortgage

Document Number	0024221658
Date	Jul 9, 2019
Instrument	24221658

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,900 (+3.84%) Land $431,200 Building $385,700
2025	$13,178.00 (+15.61%)	$786,700 (+14.85%) Land $415,200 Building $371,500
2023	$11,399.00 (-13.22%)	$685,000 Land $351,300 Building $333,700
2022	$13,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 964 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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