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322 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 322 E Houston St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details2 ba · 2,064 sqft · built 1920
Lot Size0.319 acres (13,896 sqft)
OwnerIndividual Name on File
Last Sale$231,138 (Sep 2024)
Tax Bill$2,965 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-231-111

Property Details

APN / Parcel Number

Primary APN09-231-111

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,064 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,896 sqft (0.319 acres)
PorchSlab
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address322 E HOUSTON ST
CityMONROE
StateNC
Zip28112-5632
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description9183-0394
Legal Subdivision2939930
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2102
Census Tract20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2771 OLDFIELD DR, MONROE, NC 28110-5400
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Document Number202421618
Deed Book / Page8973 / 254
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 24, 2020
Property Address322 E HOUSTON ST, MONROE, NC 28112-5632
Document Number0007617222
Book / Page7617 / 222
Instrument DateMar 24, 2020
Instrument9804
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$481.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 RIDGEWOOD DR, 406, MONROE, NC 28112-6368

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E HOUSTON ST, MONROE, NC 28112-5632

Mortgage

Document Number0000009805
DateMar 24, 2020
Instrument9805
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,965.00 (+31.14%)$339,200 (+63.55%) Land $50,100 Building $289,100$339,200 (+63.55%) Land $50,100 Building $289,100
2023$2,261.00$207,400 Land $12,900 Building $194,500$207,400 Land $12,900 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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