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320 E Houston St, Monroe, NC 28112 Property Records

Union County property record for 320 E Houston St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details1.5 ba · 1,989 sqft · built 1928
Lot Size0.356 acres (15,507 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (May 2024)
Tax Bill$2,853 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-231-112

Property Details

APN / Parcel Number

Primary APN09-231-112

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,989 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,507 sqft (0.356 acres)
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
PorchSlab
Porch Area230 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 E HOUSTON ST
CityMONROE
StateNC
Zip28112-5632
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description8897-0267
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2102
Census Tract20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E HOUSTON ST, MONROE, NC 28112-5632
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 1, 2024 · Amount on Record
Deed SaleMay 1, 2024 · Amount on Record
Prior SaleJul 2, 2015 · Amount on Record
Deed Document Number20249909
Deed Book / Page8897 / 267
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 1, 2024
Property Address320 E HOUSTON ST, MONROE, NC 28112-5632
Document Number0008897267
Book / Page8897 / 267
Instrument DateMay 1, 2024
Instrument9909
Transaction TypeTransfer
Record UpdatedMay 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address152 E FARRELL DR, WOODRUFF, SC 29388-8436

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E HOUSTON ST, MONROE, NC 28112-5632

Mortgage

Document Number0000009910
DateMay 1, 2024
Instrument9910
Lender
NameWHITLEY MORTGAGE ASSOCIATES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,853.00 (+17.46%)$326,400 (+46.5%) Land $50,600 Building $275,800$326,400 (+46.5%) Land $50,600 Building $275,800
2023$2,429.00$222,800 Land $13,200 Building $209,600$222,800 Land $13,200 Building $209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, T-Mobile USA.

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