322 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 322 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	868 sqft · built 1902
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Tax Bill	$557 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2021 Sale
APN	`06-3.0-05-003-001-047.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-001-047.000`

Interior

Building Area	868 sqft Base Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Location & Zoning

Street Address	322 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:11 BLK:32LGL DESC:N 105' LOT 11 N 105' LOT 12
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	32
Legal Lot Number	11-12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2005
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11301 SW FROST RD, CLARKSDALE, MO 64430-9206
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Feb 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025
Deed Sale	Dec 31, 2025
Prior Sale	Jun 20, 2025
Deed Document Number	202510877
Deed Book / Page	3814 / 784
Prior Transfer Date	May 20, 2024
Prior Transfer Doc	0000003811
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 9, 2024
Property Address	322 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2548
Document Number	003796/160
Book / Page	3796 / 160
Instrument Date	Jan 8, 2024
Instrument	2024002542
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 N 18TH ST, SAINT JOSEPH, MO 64505-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2548

Mortgage

Document Number	003796/161
Date	Apr 9, 2024
Book Page	3796/161
Instrument	2024002543

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 23, 2021
Property Address	322 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2548
Document Number	003759/120
Book / Page	3759 / 120
Instrument Date	Jan 6, 2021
Instrument	2021001762
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 N 18TH ST, SAINT JOSEPH, MO 64505-2165

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$557.00	$7,800 (+6.56%) Land $880 Building $6,920	$41,040 (+6.6%) Land $4,620 Building $36,420
2024	$557.00 (+16.28%)
2023	$479.00 (-0.62%)	$7,320 (-) Land $880 Building $6,440	$38,500 (-) Land $4,620 Building $33,880
2022	$482.00	$7,320 Land $880 Building $6,440
2021			$38,500 Land $4,620 Building $33,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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