321 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 321 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$493 (2025)
Deeds & Mortgages	May 2021 Line of Credit
APN	`06-3.0-05-003-001-027.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-001-027.000`

Interior

Building Area	1,372 sqft Base Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	321 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:9 BLK:38LGL DESC:& LOT 10
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	38
Legal Lot Number	9-10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1044
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3904 BECK RD, SAINT JOSEPH, MO 64506-4952
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025
Deed Sale	Jun 20, 2025
Prior Sale	Jun 12, 2025
Deed Document Number	20254679
Deed Book / Page	3808 / 658
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	321 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2547
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	STEWART TITLE GURANTY, STEWART TTL GUARANTY ALL BRA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 W 31ST AVE, BELLEVUE, NE 68005-5521

Mortgage

Document Number	3762/567
Date	May 21, 2021
Book Page	3762/567
Instrument	2021005226

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$493.00	$6,890 (+6.33%) Land $1,010 Building $5,880	$36,290 (+6.3%) Land $5,340 Building $30,950
2024	$493.00 (+16%)
2023	$425.00 (-0.7%)	$6,480 (-) Land $1,010 Building $5,470	$34,140 (-) Land $5,340 Building $28,800
2022	$428.00	$6,480 Land $1,010 Building $5,470
2021			$34,140 Land $5,340 Building $28,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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