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322 E Cama St, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 322 E Cama St, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,336 sqft · built 2023
Lot Size0.025 acres (1,089 sqft)
OwnerIndividual Name on Record
Last Sale$702,000 (May 2024)
Tax Bill$5,423 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN149-025-41

Property Details

APN / Parcel Number

Primary APN149-025-41
Alternative APN
  • 14902506

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area2,336 sqft Living Area
Gross Area2,756 sqft
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area1,089 sqft (0.025 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address322 E CAMA ST
CityCHARLOTTE
StateNC
Zip28217-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR-2(CD)
Legal DescriptionL66 M72-537
Legal SubdivisionYORK ROAD PARK 01 REVISION
Legal Block3
Legal Lot Number66
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3006
Census Tract3802

Owner

Source: Mecklenburg County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 E CAMA ST, CHARLOTTE, NC 28217-1704
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
May 7, 2024Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Dec 20, 2023Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2024 · Amount on Record
Deed SaleMay 7, 2024 · Amount on Record
Prior SaleDec 20, 2023 · Amount on Record
Deed Document Number202441412
Deed Book / Page38801 / 224
Prior Transfer DateSep 3, 2020
Prior Transfer Doc0000145851
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJun 4, 2026
Property Address322 E CAMA ST, CHARLOTTE, NC 28217-1704
Document Number0000059597
Book / Page40478 / 647
Instrument DateJun 2, 2026
Instrument202659597
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 E CAMA ST, CHARLOTTE, NC 28217-1704

Mortgage

Document Number0000059597,
DateJun 4, 2026
Book Page40478/647
Instrument202659597
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term338 Months
DueAug 1, 2054
Interest
Rate6.37%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address322 E CAMA ST, CHARLOTTE, NC 28217-1704
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address558 E BROOKLYN VILLAGE AVE 360, 360, CHARLOTTE, NC 28202-3440

Mortgage

Document Number0000041413
DateMay 7, 2024
Book Page38801/226
Instrument2024041413
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Address8024 CALVIN HALL RD, INDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

December 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 20, 2023
Property Address322 E CAMA ST, CHARLOTTE, NC 28217-1704
Document Number0000119145
Book / Page38547 / 470
Map ReferenceMB 72 PG 537
Instrument DateDec 20, 2023
Instrument2023119145
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,423.00$700,200 Land $120,000 Building $580,200$700,200 Land $120,000 Building $580,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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