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313 E Cama St, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 313 E Cama St, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1946
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Jun 2021)
Tax Bill$2,431 (2024)
Deeds & MortgagesJun 2021 Sale
Aug 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN149-026-21

Property Details

APN / Parcel Number

Primary APN149-026-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
PorchFinished/Open Porch
Porch Area56 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address313 E CAMA ST
CityCHARLOTTE
StateNC
Zip28217-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionL14 B4 M5-392
Legal SubdivisionYORK ROAD PARK
Legal Block4
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3020
Census Tract3802

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Special Warranty Deed, Transfer
Aug 3, 2018Warranty Deed, Transfer · Line of Credit
FIRST LEGACY COMMUNITY CU
Apr 27, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 22, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST LEGACY CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2021 · Amount on Record
Deed SaleJun 11, 2021 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number2021114727
Deed Book / Page36171 / 206
Prior Transfer DateApr 26, 2018
Prior Transfer Doc0000050964
Record UpdatedOct 29, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 11, 2021
Property Address313 E CAMA ST, CHARLOTTE, NC 28217-1703
Document Number0000114727
Book / Page36171 / 206
Map ReferenceMB 5 PG 392
Instrument DateJun 7, 2021
Instrument2021114727
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 E CAMA ST, CHARLOTTE, NC 28217-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2018
Property Address313 E CAMA ST, CHARLOTTE, NC 28217-1703
Document Number0000098374
Book / Page32882 / 286
Map ReferenceMB5 PG392
Instrument DateJul 31, 2018
Instrument2018098374
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9611 BROOKDALE DR # 192, 9611, CHARLOTTE, NC 28215-8719

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 E CAMA ST, CHARLOTTE, NC 28217-1703

Mortgage

Document Number0000098375
DateAug 3, 2018
Instrument2018098375
Lender
NameFIRST LEGACY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateApr 27, 2018
Property Address313 E CAMA ST, CHARLOTTE, NC 28217-1703
Document Number0000050964
Book / Page032635 / 000691
Instrument DateApr 26, 2018
Instrument50964
Transaction TypeTransfer
Record UpdatedJun 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9611 BROOKDALE DR #192 CHARLOTTE NC 282158719, 192, CHARLOTTE, NC 28215-8719

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateMar 22, 2017
Property Address313 E CAMA ST, CHARLOTTE, NC 28217-1703
Book / Page031655 / 000776
Instrument DateMar 20, 2017
Instrument36544
Transaction TypeConstruction Loan
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address313 E CAMA ST CHARLOTTE NC 282171703, CHARLOTTE, NC 28217-1703

Mortgage

Document Number0000036544
DateMar 22, 2017
Book Page031655/000776
Instrument36544
Lender
NameFIRST LEGACY CMNTY CU
TypeCredit Union
AddressCHARLOTTE, NC 28216
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 21, 2018
Interest
Rate TypeAdjustable Rate
Rate5.75%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300,800 Land $285,000 Building $15,800$300,800 Land $285,000 Building $15,800
2024$2,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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