322 Commons Dr S, Jacksonville, NC 28546 Property Records

Onslow County property record for 322 Commons Dr S, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1998
Lot Size	0.37 acres (16,126 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Jul 2020)
Tax Bill	$2,526 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`345J-119`

Property Details

APN / Parcel Number

Primary APN	`345J-119`
Alternative APNs	`466023000` `057806`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,126 sqft (0.37 acres)
Lot Dimensions	168 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	466023000
Street Address	322 COMMONS DR S
City	JACKSONVILLE
State	NC
Zip	28546-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L59 S2A NORTHSIDE COMMONS
Legal Subdivision	SEC 2A NORTHSIDE AT THE COMMONS
Legal Lot Number	59
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	1304

Owner

322 Commons Dr S is owned and occupied by two individuals who bought it in July 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 22, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Book / Page	5219 / 435
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	0027030050
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	322 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053350004
Date	Dec 11, 2020
Book Page	5335/4

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	ATHENS, GA 30601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 28, 2020
Property Address	322 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Document Number	0052980418
Book / Page	005298 / 000418
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 COMMONS DR S JACKSONVILLE NC 285466102, JACKSONVILLE, NC 28546-6102

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2020
Property Address	322 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Document Number	0052190435
Book / Page	5219 / 435
Map Reference	MB 36 PG 4 SL J-751
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 STANTON ST APT 3, 341, RIPON, WI 54971-1497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 COMMONS DR S, JACKSONVILLE, NC 28546-6102

Mortgage

Document Number	0005219438
Date	Jul 22, 2020
Instrument	5219/438

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 322 Commons Dr S was $2,526, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,526.00 (+2.39%)	$267,384 (+36%) Land $58,500 Building $208,884	$267,384 (+36%) Land $58,500 Building $208,884
2025	$2,467.00	$196,603 Land $38,000 Building $158,603	$196,603 Land $38,000 Building $158,603
2023	$2,467.00	$196,603 Land $38,000 Building $158,603	$196,603 Land $38,000 Building $158,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Commons Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Commons Dr S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Brightspeed, Verizon.

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