320 Commons Dr S, Jacksonville, NC 28546 Property Records

Onslow County property record for 320 Commons Dr S, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,557 sqft · built 1998
Lot Size	0.385 acres (16,788 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (May 2023)
Tax Bill	$1,807 (2026)
Deeds & Mortgages	May 2023 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`345J-118`

Property Details

APN / Parcel Number

Primary APN	`345J-118`
Alternative APNs	`0494511000` `467483000` `494511000` `057805`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,788 sqft (0.385 acres)
Lot Dimensions	163 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	494511000
Street Address	320 COMMONS DR S
City	JACKSONVILLE
State	NC
Zip	28546-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L60 S2A NORTHSIDE COMMONS
Legal Subdivision	SEC 2A NORTHSIDE AT THE COMMONS
Legal Lot Number	60
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	1304

Owner

320 Commons Dr S is owned and occupied by an individual who bought it in May 2023.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer
Nov 30, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 8, 2020	Foreclosure COASTAL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Book / Page	5968 / 534
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0052070606
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 22, 2023
Property Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Document Number	0059680534
Book / Page	5968 / 534
Map Reference	MB 36 PG 4
Instrument Date	Apr 3, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 30, 2020
Property Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Document Number	0053240655
Book / Page	5324 / 655
Map Reference	MB 36 PG 4
Instrument Date	Nov 3, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12771, JACKSONVILLE, NC 28546-2771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102

Mortgage

Document Number	0005324659
Date	Nov 30, 2020
Instrument	5324/659

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	ONSLOW NC
Recording Date	Jul 8, 2020
Property Address	320 COMMONS DR S, JACKSONVILLE, NC 28546-6102
Document Number	0052070606
Book / Page	005207 / 000606
Instrument Date	Feb 20, 2020
Transaction Type	Foreclosure
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12771 JACKSONVILLE NC 285462771, JACKSONVILLE, NC 28546-2771

Mortgage

Document Number	52070609
Date	Jul 8, 2020
Book Page	005207/000609

Lender

Name	COASTAL BK&TR
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 320 Commons Dr S was $1,807.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,807.00	$251,873 Land $58,500 Building $193,373	$251,873 Land $58,500 Building $193,373
2023	$2,330.00	$185,658 Land $38,000 Building $147,658	$185,658 Land $38,000 Building $147,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Commons Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Commons Dr S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Brightspeed, Verizon.

Nearby Properties on Commons Dr S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures