322 Chestnut St, Winnetka, IL 60093 Property Records

Cook County property record for 322 Chestnut St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 5,057 sqft · built 2005
Lot Size0.429 acres (18,700 sqft)
Owner2 Individual Names on File
Last Sale$2,410,000 (Jul 2019)
Tax Bill$54,871 (2023)
Deeds & MortgagesApr 2021 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-20-401-007

Property Details

APN / Parcel Number

Primary APN05-20-401-007
Alternative APN
  • 05-20-401-007-0000

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area5,057 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area18,700 sqft (0.429 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address322 CHESTNUT ST
CityWINNETKA
StateIL
Zip60093-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(DALES)(THIRD) ADD TO (WINNETKA) A SUB OF NE OF SE EX NE NE SE SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionDALES THIRD ADD TO WINNETKA
Legal Block2
Legal Lot Number6
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group2
Census Block2004
Census Tract800500

Owner

322 Chestnut St is owned and occupied by two individuals who bought it in July 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address322 CHESTNUT ST, WINNETKA, IL 60093-3814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 20, 2020Deed of Trust, Mortgage
BANK OF AMERICA
Jul 15, 2019Deed of Trust, Mortgage
WELLS FARGO BK
Jul 31, 2019Warranty Deed, Transfer
PROPER TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on File
Deed SaleJul 31, 2019 · Amount on File
Prior SaleJun 17, 2016 · Amount on File
Deed Document Number201957291
Prior Transfer DateDec 7, 1995
Prior Transfer Doc0000000424
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address322 CHESTNUT ST, WINNETKA, IL 60093-3814
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010949114
DateApr 19, 2021
Instrument2110949114
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate2.62%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address322 CHESTNUT ST, WINNETKA, IL 60093-3814
Document Number2022057047
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address322 CHESTNUT ST WINNETKA IL 600933814, WINNETKA, IL 60093-3814

Mortgage

Document Number2022057047
DateAug 7, 2020
Instrument22057047
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueAug 6, 2050
Interest
Rate2.87%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address322 CHESTNUT ST, WINNETKA, IL 60093-3814
Document Number1921257292
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 7, 2019
Title CompanyPROPER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address322 CHESTNUT ST WINNETKA IL 600933814, WINNETKA, IL 60093-3814

Mortgage

Document Number1921257292
DateJul 31, 2019
Instrument21257292
Lender
NameWELLS FARGO BK
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738
Agreement
AmountAmount on Record
Term360 Months
DueJul 30, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 31, 2019
Property Address322 CHESTNUT ST, WINNETKA, IL 60093-3814
Document Number1921257291
Instrument DateJul 6, 2019
Instrument21257291
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
Tax$2,410.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address322 CHESTNUT ST WINNETKA IL 600933814, WINNETKA, IL 60093-3814

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304,507 Land $52,360 Building $252,147$3,045,070 Land $523,600 Building $2,521,470
2023$54,871.00 (+6.27%)
2022$51,634.00 Homeowner's exemption$240,000 Land $51,425 Building $188,575$2,400,000 Land $514,250 Building $1,885,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2011–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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