321 Chestnut St, Winnetka, IL 60093 Property Records

Cook County property record for 321 Chestnut St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,206 sqft · built 2007
Lot Size	0.263 acres (11,452 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Jan 2006)
Tax Bill	$41,333 (2023)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-402-015`

Property Details

APN / Parcel Number

Primary APN	`05-20-402-015`
Alternative APN	`05-20-402-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,452 sqft (0.263 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	321 CHESTNUT ST
City	WINNETKA
State	IL
Zip	60093-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD E (SOMMER) SUB OF LT A OF OWNERS CONSOLIDATION OF LTS8-12 IN BLK2 DALES SECOND SUB OF NE NE SE & LTS5-6 & SH LT4 IN BL
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	SOMMER SUB
Legal Block	1,2
Legal Lot Number	4-6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2005
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CHESTNUT ST, WINNETKA, IL 60093-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 17, 2020	Deed of Trust, Mortgage DRAPER & KRAMER MTG
Jan 11, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Nov 7, 2017	Deed of Trust, Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2006 · Amount on Record
Deed Sale	Jan 12, 2006 · Amount on Record
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	200649152
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 CHESTNUT ST, WINNETKA, IL 60093-3813
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014510271
Date	May 25, 2021
Instrument	2114510271

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 CHESTNUT ST, WINNETKA, IL 60093-3813
Document Number	2018933052
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CHESTNUT ST WINNETKA IL 600933813, WINNETKA, IL 60093-3813

Mortgage

Document Number	2018933052
Date	Jul 7, 2020
Instrument	18933052

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	1431 OPUS PL # 200, DOWNERS GROVE, IL 60515-1164

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 CHESTNUT ST, WINNETKA, IL 60093-3813
Document Number	2002808184
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 CHESTNUT ST WINNETKA IL 600933813, WINNETKA, IL 60093-3813

Mortgage

Document Number	2002808184
Date	Jan 28, 2020
Instrument	2808184

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	321 CHESTNUT ST, WINNETKA, IL 60093-3813
Document Number	1732641068
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY'S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 CHESTNUT ST WINNETKA IL 600933813, WINNETKA, IL 60093-3813

Mortgage

Document Number	1732641068
Date	Nov 22, 2017
Instrument	32641068

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	1431 OPUS PL # 200EXE, DOWNERS GROVE, IL 60515-1166

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,000 (+23.9%) Land $32,066 Building $192,934	$2,250,000 (+23.9%) Land $320,660 Building $1,929,340
2023	$41,333.00 (+6.28%)
2022	$38,889.00 Homeowner's exemption	$181,605 Land $31,493 Building $150,112	$1,816,050 Land $314,930 Building $1,501,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2011–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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