322 Cherry St, Almont, MI 48003 Property Records

Lapeer County property record for 322 Cherry St, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1800
Lot Size	0.388 acres (16,901 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Jul 2023)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`041-528-015-00`

Property Details

APN / Parcel Number

Primary APN	`041-528-015-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,350 sqft Living Area
1st Floor Area	990 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Flooring	Carpet

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Colonial
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	256 ft deep x 66 ft wide
Garage Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 CHERRY ST
City	ALMONT
State	MI
Zip	48003-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	01 72 700 000 00 SEC 28 T6N R12E VILLAGE OF ALMONT COM ON W LINE CHERRY ST ON S LINE TEEDS AVE TH N 4 RODS W 15 RODS 9.5 FT S
Legal Range	12E
Legal Township	06N
Legal Section	28
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	2
Census Block	2021
Census Tract	340500

Owner

322 Cherry St is owned and occupied by an individual who bought it in July 2023.

Source: Lapeer County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	322 CHERRY ST, ALMONT, MI 48003-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2021	Warranty Deed, Transfer F5 CAPITAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Book / Page	3359 / 383
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 17, 2023
Property Address	322 CHERRY ST, ALMONT, MI 48003-1026
Document Number	0033590383
Book / Page	3359 / 383
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8182 PIPPEN DR, BRUCE TWP, MI 48065-5311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 CHERRY ST, ALMONT, MI 48003-1026

Mortgage

Document Number	0033580027
Date	Jul 10, 2023
Book Page	3358/27

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	ROCHESTER, MI 48306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 9, 2021
Property Address	322 CHERRY ST, ALMONT, MI 48003-1026
Document Number	0032590183
Book / Page	3259 / 183
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 CHERRY ST, 322, ALMONT, MI 48003-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8182 PIPPEN DR, BRUCE TWP, MI 48065-5311

Mortgage

Document Number	0032590185
Date	Dec 9, 2021
Book Page	3259/185

Lender

Name	F5 CAPITAL GROUP
Type	Non-Lending Institution
Address	LEONARD, MI 48367

Agreement

Amount	Amount on Record
Term	4 Months
Due	Apr 2, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 322 Cherry St was $2,358 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Almont Village
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (+7.72%)	$245,600 (+7.72%)
2025	$2,358.00 Homeowner's exemption	$114,000	$228,000
2023		$79,100	$158,200
2022	$1,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ALMONT serves 2,674 people · EPA ID MI0000150
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile, Verizon, Xfinity.

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