314 Cherry St, Almont, MI 48003 Property Records

Lapeer County property record for 314 Cherry St, Almont, MI 48003

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,240 sqft · built 1868
Lot Size0.388 acres (16,901 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Oct 2017)
Tax Bill$1,400 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN041-528-013-00

Property Details

APN / Parcel Number

Primary APN041-528-013-00

Interior

Full Baths1 Bath
Building Area1,240 sqft Living Area
1st Floor Area820 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1868
Effective Year BuiltEffective 1868
Architectural StyleColonial
Lot Area16,901 sqft (0.388 acres)
Lot Dimensions256 ft deep x 66 ft wide
Garage Area380 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address314 CHERRY ST
CityALMONT
StateMI
Zip48003-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description01 72 500 000 00 SEC 28 T6N R12E VILLAGE OF ALMONT COM 8 RODS N OF S LINE TEEDS AVE ON W LINE CHERRY ST TH W 15 RODS 9 FT N 4
Legal Range12E
Legal Township06N
Legal Section28
JurisdictionLAPEER MI
Township / Civil DivisionALMONT
Census Block Group2
Census Block2021
Census Tract340500

Owner

314 Cherry St is owned and occupied by two individuals who bought it in October 2017.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 42, ALMONT, MI 48003-0042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 15, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Oct 2, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2017 · Amount on File
Deed SaleOct 2, 2017 · Amount on File
Prior SaleJan 28, 2005 · Amount on File
Deed Book / Page2921 / 525
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address314 CHERRY ST, ALMONT, MI 48003-1026
Transaction TypeMortgage
Record UpdatedNov 13, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CHERRY ST, ALMONT, MI 48003-1026

Mortgage

Document Number0034830982
DateOct 22, 2025
Book Page3483/982
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address635 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term264 Months
DueOct 1, 2047

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address314 CHERRY ST, ALMONT, MI 48003-1026
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CHERRY ST, ALMONT, MI 48003-1026

Mortgage

Document Number0033920017
DateMar 14, 2024
Book Page3392/17
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address635 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term283 Months
DueOct 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address314 CHERRY ST, ALMONT, MI 48003-1026
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyFIRST AMERICAN TTL CO CONCOR

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CHERRY ST, ALMONT, MI 48003-1026

Mortgage

Document Number0031660025
DateJan 15, 2021
Book Page3166/25
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term321 Months
DueOct 1, 2047

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 2, 2017
Property Address314 CHERRY ST, ALMONT, MI 48003-1026
Document Number0029210525
Book / Page002921 / 000525
Instrument DateSep 29, 2017
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$892.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29215 ELMWOOD ST ROSEVILLE MI 480662210, ROSEVILLE, MI 48066-2210

Mortgage

Document Number29210527
DateOct 2, 2017
Book Page002921/000527
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 314 Cherry St was $1,400 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlmont Village
CountyLapeer County
County SubdivisionAlmont Township
Unified School DistrictAlmont Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,700 (+8.45%)$169,400 (+8.45%)
2025$1,400.00 Homeowner's exemption$78,100$156,200
2023$64,800$129,600
2022$1,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Cherry St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ALMONT
serves 2,674 people · EPA ID MI0000150
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile, Verizon, Xfinity.

Nearby Properties on Cherry St

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