322 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 322 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1994
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$211,000 (Mar 2001)
Tax Bill$3,020 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-36-11-78-*-7

Property Details

APN / Parcel Number

Primary APN26-36-11-78-*-7
Alternative APNs
  • 26-36-11-78-00000.0-0007.00
  • 2615267

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,060 sqft Living Area
Gross Area3,419 sqft
1st Floor Area2,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area714 sqft
PorchScreened/Unfinished Porch
Porch Area645 sqft
Deck Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615267
Street Address322 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionWEST LAKE VILLAGE UNIT ONE LOT 7
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionWEST LAKE VILLAGE UNIT ONE
Legal Lot Number7
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address322 CARMEL DR, MELBOURNE, FL 32940-7785
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 16, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2001 · Amount on Record
Deed SaleMar 23, 2001 · Amount on Record
Prior SaleJul 8, 1994 · Amount on Record
Deed Book / Page4308 / 1911
Last Transfer DateAug 14, 2019
Transfer Doc0085152397
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address322 CARMEL DR, MELBOURNE, FL 32940-7785
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 CARMEL DR, MELBOURNE, FL 32940-7785

Mortgage

Document Number0088450443
DateSep 3, 2020
Book Page8845/443
Instrument2020191265
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 16, 2019
Property Address322 CARMEL DR, MELBOURNE, FL 32940-7785
Document Number0085152397
Book / Page008515 / 002397
Instrument DateAug 14, 2019
Instrument180089
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address322 CARMEL DR MELBOURNE FL 329407785, MELBOURNE, FL 32940-7785

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,270 (+2.7%)$428,970 (-1.08%)
2025$3,020.00 (+8.24%) Homeowner's exemption Widower's exemption$225,190 (+5.98%)$433,660 (+0.05%)
2024$2,790.00 (+2.01%)
2023$2,735.00 (+5.07%) Homeowner's exemption Widower's exemption$212,480 (+3%)$433,460 (+8.66%) Land $95,000 Building $338,460
2022$2,603.00 Homeowner's exemption$206,300$398,910 Land $95,000 Building $303,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Carmel Dr

Nearby Streets

Search Property Records by Address or Parcel Number