Brevard County property record for 318 Carmel Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,000 (Sep 2020) |
| Tax Bill | $4,430 (2025) |
| Deeds & Mortgages | Apr 2017 Reverse Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-11-78-*-8 |
| Primary APN | 26-36-11-78-*-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 2,014 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 443 sqft |
| Deck Area | 636 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615268 |
|---|---|
| Street Address | 318 CARMEL DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WEST LAKE VILLAGE UNIT ONE LOT 8 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | WEST LAKE VILLAGE UNIT ONE |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 63109 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 CARMEL DR, MELBOURNE, FL 32940-7785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Sep 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on Record |
| Deed Sale | Sep 9, 2020 · Amount on Record |
| Prior Sale | Aug 31, 1994 · Amount on Record |
| Deed Document Number | 2020195287 |
| Deed Book / Page | 8849 / 2770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 318 CARMEL DR, MELBOURNE, FL 32940-7785 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078662657 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 7866/2657 |
| Instrument | 2017078944 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 923 Months |
| Due | Mar 5, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 9, 2020 |
| Property Address | 318 CARMEL DR, MELBOURNE, FL 32940-7785 |
| Document Number | 0088492770 |
| Book / Page | 8849 / 2770 |
| Map Reference | MB 38 PG 90 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 2020195287 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ECHELON TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6460 BORASCO DR APT 1904, 6460, MELBOURNE, FL 32940-6134 |
| Name | Verified Name |
|---|---|
| Address | 318 CARMEL DR, MELBOURNE, FL 32940-7785 |
| Document Number | 88492772 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 8849/2772 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 318 CARMEL DR, MELBOURNE, FL 32940-7785 |
| Document Number | 0078662673 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | FIRST INT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 318 CARMEL DR MELBOURNE FL 329407785, MELBOURNE, FL 32940-7785 |
| Document Number | 0078662673 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 007866/002673 |
| Instrument | 78945 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Apr 16, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,060 (+2.7%) | $408,270 (-2%) | |
| 2025 | $4,430.00 (+8.61%) Homeowner's exemption Widower's exemption | $341,840 (+5.98%) | $416,620 (+0.74%) Land $95,000 Building $321,620 |
| 2023 | $4,079.00 (+5.95%) Homeowner's exemption Widower's exemption | $322,540 (+3%) | $413,580 (+8.23%) Land $95,000 Building $318,580 |
| 2022 | $3,850.00 Homeowner's exemption Widower's exemption | $313,150 | $382,130 Land $95,000 Building $287,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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