322 Bluff View Cir, Saint Louis, MO 63129 Property Records

St. Louis County property record for 322 Bluff View Cir, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,601 sqft · built 2003
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Dec 2023)
Tax Bill	$6,522 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33H-21-0227`

Property Details

APN / Parcel Number

Primary APN	`33H-21-0227`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,601 sqft Living Area
Gross Area	4,661 sqft
1st Floor Area	1,766 sqft
Basement Area	360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	90 ft deep x 90 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	136 sqft
Deck Area	238 sqft
Patio Area	270 sqft
Balcony Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 BLUFF VIEW CIR
City	SAINT LOUIS
State	MO
Zip	63129-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FORDYCE BLUFFS LOT 47
Legal Subdivision	FORDYCE BLUFFS
Legal Lot Number	47
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1022
Census Tract	220445

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 DUMONT PL, SAINT LOUIS, MO 63125-2616
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ESSEX RESIDENTIAL MORTGAGE LLC
Sep 15, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	20231212348
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 11, 2023
Property Address	322 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5060
Document Number	2023121100348
Instrument Date	Dec 4, 2023
Instrument	2023121100348
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9304 PAPOOSE DR, SAINT LOUIS, MO 63123-5718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9304 PAPOOSE DR, SAINT LOUIS, MO 63123-5718

Mortgage

Document Number	2023121100349
Date	Dec 11, 2023
Instrument	2023121100349

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 12, 2023
Property Address	322 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5060
Document Number	2023121200348
Map Reference	MB 347 PG 454
Instrument Date	Nov 30, 2023
Instrument	2023121200348
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 KEATON WOODS DR, O FALLON, MO 63368-8205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5060

Mortgage

Document Number	2023121200349
Date	Dec 12, 2023
Instrument	2023121200349

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	322 BLUFF VIEW CIR, SAINT LOUIS, MO 63129-5060
Document Number	0232243140
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 BLUFF VIEW CIR ST LOUIS MO 631295060, ST LOUIS, MO 63129-5060

Mortgage

Document Number	0232243140
Date	Oct 4, 2018
Book Page	023224/003140
Instrument	574

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,760 (-) Land $18,390 Building $86,370	$551,400 (-) Land $96,800 Building $454,600
2025	$6,522.00 (-3.02%)	$104,760 (+4.29%) Land $18,390 Building $86,370	$551,400 (+4.29%) Land $96,800 Building $454,600
2024	$6,725.00 (+1.3%)
2023	$6,639.00 (+16.39%)	$100,450 (+15.27%) Land $11,970 Building $88,480	$528,700 (+15.29%) Land $63,000 Building $465,700
2022	$5,704.00	$87,140 Land $10,110 Building $77,030
2021			$458,600 Land $53,200 Building $405,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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