322 Bern St, Reading, PA 19601 Property Records

Berks County property record for 322 Bern St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,000 sqft · built 1900
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jun 2024)
Tax Bill$900 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Sale
Flood ZoneZone X (moderate risk)
APN5307-26-79-0904

Property Details

APN / Parcel Number

Primary APN5307-26-79-0904
Alternative APNs
  • 14-5307-26-79-0904
  • 14255575
  • 255575

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,000 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14255575
Street Address322 BERN ST
CityREADING
StatePA
Zip19601-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block79
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1006
Census Tract400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address322 BERN ST, READING, PA 19601-1206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
METRO CITY BANK
Jun 3, 2020Grant Deed, Transfer
STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleJun 3, 2020 · Amount on Record
Deed Document Number202417409
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address322 BERN ST, READING, PA 19601-1206
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanySTEWART ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039972
DateAug 11, 2021
Instrument2021039972
Lender
NameMETRO CITY BANK
TypeBank
AddressATLANTA, GA 30340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateJun 3, 2020
Property Address322 BERN ST, READING, PA 19601-1206
Document Number0000018157
Instrument DateJun 3, 2020
Instrument18157
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13438 MAPLE AVE #1D FLUSHING NY 113554535, 1D, FLUSHING, NY 11355-4535

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$900.00 (+6.64%)$31,900 (-) Land $12,000 Building $19,900$12,000 (-62.38%) Land $12,000
2024$844.00$31,900 Land $12,000 Building $19,900
1994$31,900 Land $12,000 Building $19,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–1985)
Claims Outside the SFHA4 of 6
Most Recent ClaimJul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

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