316 Bern St, Reading, PA 19601 Property Records

Berks County property record for 316 Bern St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,649 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$92,664 (Aug 2026)
Tax Bill	$838 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`5307-26-69-9964`

Property Details

APN / Parcel Number

Primary APN	`5307-26-69-9964`
Alternative APNs	`14-5307-26-69-9964` `14255500` `255500`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14255500
Street Address	316 BERN ST
City	READING
State	PA
Zip	19601-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	69
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: Berks County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1520 HURON DR, READING, PA 19608-8965
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2020	Grant Deed, Transfer SURETY ABSTRACT
Oct 14, 2020	Grant Deed, Transfer SURETY ABSTRACT AND SETTLEMENT S, SURETY ABSTRACT & SETTLEMENT S
Jul 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202628267
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0000024529
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 25, 2026
Property Address	316 BERN ST, READING, PA 19601-1206
Document Number	0000028267
Instrument Date	Aug 18, 2026
Instrument	202628267
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$93,590.64
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1520 HURON DR, READING, PA 19608-8965

Mortgage

Document Number	0000028268,
Date	Aug 25, 2026
Instrument	202628268

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	316 BERN ST, READING, PA 19601-1206
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	SECURED LAND TRANSFER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027819
Date	Jun 3, 2021
Instrument	2021027819

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 20, 2020
Property Address	316 BERN ST, READING, PA 19601-1206
Document Number	0000038886
Instrument Date	Sep 18, 2020
Instrument	38886
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	SURETY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 AMSTERDAM AVE #11B NEW YORK NY 100325028, 11B, NEW YORK, NY 10032-5028

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 14, 2020
Property Address	316 BERN ST, READING, PA 19601-1206
Document Number	0000037775
Instrument Date	Aug 7, 2020
Instrument	37775
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	SURETY ABSTRACT AND SETTLEMENT S, SURETY ABSTRACT & SETTLEMENT S

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 N STATE ST NEWTOWN PA 189402053, NEWTOWN, PA 18940-2053

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Jul 26, 2019
Property Address	316 BERN ST, READING, PA 19601-1206
Document Number	0000024529
Instrument Date	Jul 26, 2019
Instrument	24529
Transaction Type	Foreclosure
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14.37
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 N FRONT ST HARRISBURG PA 171011406, HARRISBURG, PA 17101-1406

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$838.00 (+6.62%)	$29,700 (-) Land $12,000 Building $17,700	$12,000 (-59.6%) Land $12,000
2024	$786.00	$29,700 Land $12,000 Building $17,700
1994			$29,700 Land $12,000 Building $17,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1985)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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