322 Baker St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 322 Baker St E, Saint Paul, MN 55107

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 988 sqft · built 1965
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on File
Last Sale	$279,991 (Aug 2025)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-42-0004`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-42-0004`
Alternative APNs	`8461716` `515693`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Units	2 Units
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Stucco
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	515693
Street Address	322 BAKER ST E
City	SAINT PAUL
State	MN
Zip	55107-3053
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WEST SIDE LAND AND COTTAGE,COS SUBJ TO WALK ESMT; LOT 5 BLK 36
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST SIDE LAND AND COTTAGE,COS
Legal Block	36
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	37200

Owner

Source: Ramsey County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 BAKER ST E, SAINT PAUL, MN 55107-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NAT'L BK
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	20255075371
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	0004920472
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 22, 2021
Property Address	322 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0A04920472
Instrument Date	Nov 4, 2021
Instrument	A04920472
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 PARK LN, MENDOTA HEIGHTS, MN 55120-1936

Mortgage

Document Number	0A04920473
Date	Nov 22, 2021
Instrument	A04920473

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 28, 2020
Property Address	322 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0004808436
Instrument Date	Feb 29, 2020
Instrument	4808436
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2472 PARK LN MENDOTA HEIGHTS MN 551201936, MENDOTA HEIGHTS, MN 55120-1936

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 21, 2020
Property Address	322 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0004798468
Instrument Date	Feb 7, 2020
Instrument	4798468
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 PARK LN MENDOTA HEIGHTS MN 551201936, MENDOTA HEIGHTS, MN 55120-1936

Mortgage

Document Number	4798469
Date	Feb 21, 2020
Instrument	4798469

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	322 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0004777498
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BAKER ST E ST PAUL MN 551073053, ST PAUL, MN 55107-3053

Mortgage

Document Number	0004777498
Date	Oct 9, 2019
Instrument	4777498

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 8, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,800 (-12.02%) Land $22,800 Building $251,000	$273,800 (-12.02%) Land $22,800 Building $251,000
2025	$6,180.00 (+12.12%)	$311,200 (+11.22%) Land $22,800 Building $288,400	$311,200 (+11.22%) Land $22,800 Building $288,400
2024	$5,512.00 (+10.86%)
2023	$4,972.00	$279,800 Land $17,600 Building $262,200	$279,800 Land $17,600 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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