298 Baker St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 298 Baker St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,698 sqft · built 1909
Lot Size	0.217 acres (9,471 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2023)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-42-0010`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-42-0010`
Alternative APNs	`8145460` `170553`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	731 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,471 sqft (0.217 acres)
Lot Dimensions	123 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	170553
Street Address	298 BAKER ST E
City	SAINT PAUL
State	MN
Zip	55107-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SIDE LAND AND COTTAGE,COS LOTS 11 & LOT 12 BLK 36
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST SIDE LAND AND COTTAGE,COS
Legal Block	36
Legal Lot Number	11,12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	37200

Owner

298 Baker St E is owned and occupied by an individual who bought it in February 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	298 BAKER ST E, SAINT PAUL, MN 55107-3053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2018	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	20231513595
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 8, 2023
Property Address	298 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0A04982132
Instrument Date	Feb 23, 2023
Instrument	A04982132
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 BAKER ST E, SAINT PAUL, MN 55107-3053

Mortgage

Document Number	0A04982133
Date	Mar 8, 2023
Instrument	A04982133

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	298 BAKER ST E, SAINT PAUL, MN 55107-3053
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04882017
Date	May 6, 2021
Instrument	A04882017

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 14, 2018
Property Address	298 BAKER ST E, SAINT PAUL, MN 55107-3053
Document Number	0004726563
Instrument Date	Aug 6, 2018
Instrument	4726563
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	298 BAKER ST E ST PAUL MN 551073053, ST PAUL, MN 55107-3053

Mortgage

Document Number	4726564
Date	Sep 14, 2018
Instrument	4726564

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 298 Baker St E was $4,790 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,100 Land $38,600 Building $284,500	$323,100 Land $38,600 Building $284,500
2025	$4,790.00
2023	$4,466.00 Homeowner's exemption	$281,100 Land $29,900 Building $251,200	$281,100 Land $29,900 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 298 Baker St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Baker St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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