Bergen County and Saddle Brook Township property record for 322 7th St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,056 sqft · built 1910 |
| Lot Size | 0.13 acres (5,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2021) |
| Tax Bill | $11,858 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00116-0000-00021 |
| Primary APN | 57-00116-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 5,659 sqft (0.13 acres) |
| Old Parcel Number | 5700008000000020B |
|---|---|
| Street Address | 322 7TH ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 116 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 52200 |
322 7th St is owned and occupied by two individuals who bought it in December 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 7TH ST, SADDLE BROOK, NJ 07663-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on File |
| Deed Sale | Dec 6, 2021 · Amount on File |
| Deed Document Number | 2021177134 |
| Deed Book / Page | 4481 / 24 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0030441200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 6, 2021 |
| Property Address | 322 7TH ST, SADDLE BROOK, NJ 07663-6308 |
| Document Number | 0044810024 |
| Book / Page | 4481 / 24 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021177134 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,796.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 NEIL THOMPSON RD, 137, LACKAWAXEN, PA 18435-9615 |
| Name | Verified Name |
|---|---|
| Address | 322 7TH ST, SADDLE BROOK, NJ 07663-6308 |
| Document Number | 2021177135 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021177135 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2018 |
| Property Address | 322 7TH ST, SADDLE BROOK, NJ 07663-6308 |
| Document Number | 0030441200 |
| Book / Page | 003044 / 001200 |
| Instrument Date | May 29, 2018 |
| Instrument | 63400 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 7TH ST SADDLE BROOK NJ 076636308, SADDLE BROOK, NJ 07663-6308 |
| Document Number | 30441206 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 003044/001206 |
| Instrument | 63400 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2048 |
The 2025 property tax bill for 322 7th St was $11,858 with a veteran's exemption, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,200 (+2.7%) Land $238,400 Building $274,800 | $513,200 (+2.7%) Land $238,400 Building $274,800 | |
| 2025 | $11,858.00 (+5.72%) Veteran's exemption | $499,700 Land $231,900 Building $267,800 | $499,700 Land $231,900 Building $267,800 |
| 2024 | $11,216.00 | ||
| 2023 | $454,300 Land $207,400 Building $246,900 | $454,300 Land $207,400 Building $246,900 | |
| 2022 | $10,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1983–2022) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 322 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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