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315 7th St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 315 7th St, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details1,163 sqft · built 1940
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Sep 2025)
Tax Bill$8,583 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN57-00115-0000-00005

Property Details

APN / Parcel Number

Primary APN57-00115-0000-00005
Alternative APNs
  • 5700007000000035
  • 570011500005

Interior

Stories1 Story
Building Area1,163 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number5700007000000035
Street Address315 7TH ST
CitySADDLE BROOK
StateNJ
Zip07663-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description50X100
Legal Block115
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group4
Census Block4017
Census Tract52200

Owner

315 7th St is owned and occupied by two individuals who bought it in September 2025.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address315 7TH ST, SADDLE BROOK, NJ 07663-6307
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed, Transfer · FHA Mortgage
ABSOLUTE HOME MORTGAGE CORP
Nov 15, 2023Deed, Transfer
ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on File
Deed SaleSep 15, 2025 · Amount on File
Prior SaleJun 16, 2003 · Amount on File
Deed Document Number202563369
Deed Book / Page5600 / 613
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 15, 2025
Property Address315 7TH ST, SADDLE BROOK, NJ 07663-6307
Document Number0056000613
Book / Page5600 / 613
Instrument DateJun 26, 2025
Instrument2025063369
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyELITE TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,407.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 5TH AVE, HAWTHORNE, NJ 07506-2137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address315 7TH ST, SADDLE BROOK, NJ 07663-6307

Mortgage

Document Number2025063370
DateSep 15, 2025
Instrument2025063370
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 15, 2023
Property Address315 7TH ST, SADDLE BROOK, NJ 07663-6307
Document Number0051250365
Book / Page5125 / 365
Instrument DateOct 30, 2023
Instrument2023074200
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$1,208.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address395 COLONIAL BLVD, TOWNSHIP OF WASHINGTON, NJ 07676-4908

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 7TH ST APT B, B, FAIRVIEW, NJ 07022-1383

Tax Assessment & Valuation

The 2025 property tax bill for 315 7th St was $8,583, up 8.9% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,100 (+5.36%) Land $234,000 Building $147,100$381,100 (+5.36%) Land $234,000 Building $147,100
2025$8,583.00 (+8.95%) Senior Citizen's exemption$361,700 (+2.61%) Land $227,500 Building $134,200$361,700 (+2.61%) Land $227,500 Building $134,200
2024$7,878.00 (+6.73%) Senior Citizen's exemption$352,500 (+7.9%) Land $222,500 Building $130,000$352,500 (+7.9%) Land $222,500 Building $130,000
2023$7,381.00 (+7.75%) Senior Citizen's exemption$326,700 (+10.52%) Land $203,000 Building $123,700$326,700 (+10.52%) Land $203,000 Building $123,700
2022$6,850.00 (+4.15%) Senior Citizen's exemption$295,600 Land $177,500 Building $118,100$295,600 Land $177,500 Building $118,100
2021$6,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1983–2022)
Claims Outside the SFHA10 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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