St. Louis County property record for 322 4th Ave SE, Cook, MN 55723
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 950 sqft · built 1997 |
| Lot Size | 0.465 acres (20,286 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,770 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0032-00080 |
| Primary APN | 120-0032-00080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Gross Area |
| 1st Floor Area | 878 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,286 sqft (0.465 acres) |
| Garage Area | 960 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 32 sqft |
| Storage Building | 504 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 985702 |
|---|---|
| Street Address | 322 4TH AVE SE |
| City | COOK |
| State | MN |
| Zip | 55723-8052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 9 & 10 SERIAL # |
| Legal Subdivision | METSAS ADDITION |
| Legal Lot Number | 8-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 15200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 4TH AVE SE, COOK, MN 55723-8052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 25, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2015 |
| Deed Sale | Mar 16, 2015 |
| Deed Document Number | 20151256804 |
| Last Transfer Date | Apr 26, 2021 |
| Transfer Doc | 0001414885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 322 4TH AVE SE, COOK, MN 55723-8052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001436970 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 1436970 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 25, 2021 |
| Property Address | 322 4TH AVE SE, COOK, MN 55723-8052 |
| Document Number | 0001414885 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 1414885 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 4TH AVE SE, COOK, MN 55723-8052 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,770.00 (+16.45%) Homeowner's exemption | ||
| 2025 | $1,520.00 (-19.32%) Homeowner's exemption | $166,600 (+29.05%) Land $15,700 Building $150,900 | $166,600 (+29.05%) Land $15,700 Building $150,900 |
| 2024 | $1,884.00 | $129,100 (+19.98%) Land $11,400 Building $117,700 | $129,100 (+19.98%) Land $11,400 Building $117,700 |
| 2022 | $107,600 Land $9,500 Building $98,100 | $107,600 Land $9,500 Building $98,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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