314 4th Ave SE, Cook, MN 55723 Property Records

St. Louis County property record for 314 4th Ave SE, Cook, MN 55723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft
Lot Size0.321 acres (13,990 sqft)
Owner2 Individual Names on Record
Last Sale$63,500 (Jun 2019)
Tax Bill$736 (2026)
Deeds & MortgagesJun 2019 Sale
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN120-0032-00060

Property Details

APN / Parcel Number

Primary APN120-0032-00060
Alternative APN
  • 1125282

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area816 sqft Gross Area
1st Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area13,990 sqft (0.321 acres)
Deck Area25 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1125282
Street Address314 4TH AVE SE
CityCOOK
StateMN
Zip55723-8052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 6 AND 7PREV 495-40-60 SERIAL #
Legal SubdivisionMETSAS ADDITION TO COOK
Legal Lot Number6-7
JurisdictionST LOUIS MN
Township / Civil DivisionCOOK
Census Block Group4
Census Block4045
Census Tract15200

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 395, COOK, MN 55723-0395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2019Warranty Deed, Transfer
NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jun 16, 2017Deed of Trust, Mortgage · Line of Credit
FRANDSEN BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleDec 19, 2013 · Amount on Record
Deed Document Number20191356739
Last Transfer DateAug 22, 2023
Transfer Doc0001472695
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 17, 2019
Property Address314 4TH AVE SE, COOK, MN 55723-8052
Document Number00A1356739
Instrument DateJun 13, 2019
InstrumentA1356739
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Tax$209.55
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 4TH AVE SE COOK MN 557238052, COOK, MN 55723-8052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address314 4TH AVE SE, COOK, MN 55723-8052
Document Number00A1315143
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 4TH AVE W COOK MN 55723, COOK, MN 55723

Mortgage

Document Number00A1315143
DateAug 10, 2017
InstrumentA1315143
Lender
NameFRANDSEN BK&TR
TypeBank
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 9, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCook City
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$736.00 (+14.64%) Homeowner's exemption
2025$642.00 (-30.67%) Homeowner's exemption$100,900 (+18.15%) Land $12,500 Building $88,400$100,900 (+18.15%) Land $12,500 Building $88,400
2024$926.00$85,400 (+20.11%) Land $9,000 Building $76,400$85,400 (+20.11%) Land $9,000 Building $76,400
2022$71,100 Land $7,500 Building $63,600$71,100 Land $7,500 Building $63,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1979–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCook
serves 574 people · EPA ID MN1690009
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.87 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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