322 3rd St, Pearl River, LA 70452 Property Records

St. Tammany Parish property record for 322 3rd St, Pearl River, LA 70452

Property Summary

Property Type	Single Family Home
Details	1,165 sqft · built 2007
Lot Size	0.139 acres (6,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,900 (May 2026)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`125-054-9665`

Property Details

APN / Parcel Number

Primary APN	`125-054-9665`
Alternative APN	`93478`

Interior

Building Area	1,165 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,070 sqft (0.139 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	322 3RD ST
City	PEARL RIVER
State	LA
Zip	70452-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SQ 42 VILLAGE OF GUTHRIE CB 1141 661 CB 1347 593 CB 1393 243 CB 1385 221 CB 1479 49 INST 1189938 INST NO 1225169 INST
Legal Subdivision	VILLAGE OF GUTHRIE
Legal Lot Number	10
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	40705

Owner

Source: St. Tammany Parish records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 3RD ST, PEARL RIVER, LA 70452-3302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 4, 2021	Cash Sale Deed, Transfer · Commercial Mortgage B1BANK
Jul 12, 2019	Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	20262491075
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 8, 2026
Property Address	322 3RD ST, PEARL RIVER, LA 70452-3302
Document Number	0002491075
Instrument Date	May 8, 2026
Instrument	20262491075
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 3RD ST, PEARL RIVER, LA 70452-3302

Mortgage

Document Number	0002491076,
Date	May 8, 2026
Instrument	20262491076

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 4, 2021
Property Address	322 3RD ST, PEARL RIVER, LA 70452-3302
Document Number	0002285581
Map Reference	DOC 2164537
Instrument Date	Aug 3, 2021
Instrument	2285581
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 MYRTLE DR, COVINGTON, LA 70433-8262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69445 HIGHWAY 1077, COVINGTON, LA 70433-6804

Mortgage

Document Number	0002285583
Date	Aug 4, 2021
Instrument	2285583

Lender

Name	B1BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 12, 2019
Property Address	322 3RD ST, PEARL RIVER, LA 70452-3302
Document Number	0002164537
Map Reference	DOC 1225169
Instrument Date	Jul 9, 2019
Instrument	2164537
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 3RD ST, PEARL RIVER, LA 70452-3302

Mortgage

Document Number	0002164540
Date	Jul 12, 2019
Instrument	2164540

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (-5.07%)	$11,866 (-) Land $1,000 Building $10,866	$118,664 (-) Land $10,000 Building $108,664
2024	$1,677.00 (+1.82%)	$11,866 (+7.91%) Land $1,000 Building $10,866	$118,664 (+7.92%) Land $10,000 Building $108,664
2023	$1,647.00 (+220.43%)	$10,996 (-) Land $1,000 Building $9,996	$109,960 (-) Land $10,000 Building $99,960
2022	$514.00 Homeowner's exemption	$10,996 Land $1,000 Building $9,996	$109,960 Land $10,000 Building $99,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	53 (1983–2021)
Claims Outside the SFHA	48 of 53
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE GUTHRIE SUBDIVISION private · serves 405 people · EPA ID LA1103066
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tammany Wireless.

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