317 3rd St, Pearl River, LA 70452 Property Records

St. Tammany Parish property record for 317 3rd St, Pearl River, LA 70452

Property Summary

Property Type	Single Family Home
Details	1,178 sqft · built 2002
Owner	Individual Name on File
Last Sale	$76,000 (May 2001)
Tax Bill	$182 (2025)
Deeds & Mortgages	Nov 2018 Reverse Mortgage
APN	`125-054-9827`

Property Details

APN / Parcel Number

Primary APN	`125-054-9827`
Alternative APN	`93491`

Interior

Building Area	1,178 sqft Living Area

Exterior

Year Built	Built 2002
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	125-054-9827
Street Address	317 3RD ST
City	PEARL RIVER
State	LA
Zip	70452-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SQ 41 AND ADJOINING 20 FT OF REVOKED AVE E VILLAGE OF GUTHRIE CB 1161 4 INST NO 1226953 INST NO 1242822 [GUTHRIE VILLAG
Legal Subdivision	VILLAGE OF GUTHRIE
Legal Lot Number	1
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	9
Census Block Group	1
Census Block	1008
Census Tract	40705

Owner

317 3rd St is owned and occupied by an individual who bought it in May 2001.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	317 3RD ST, PEARL RIVER, LA 70452-3303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2001 · Amount on File
Deed Sale	May 1, 2001 · Amount on File
Deed Document Number	1242822
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	317 3RD ST, PEARL RIVER, LA 70452-3303
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135306
Date	Nov 7, 2018
Instrument	2135306

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	925 Months
Due	Dec 25, 2095

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 317 3rd St was $182 with a homeowner's exemption, down 5.2% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$182.00 (-5.21%) Homeowner's exemption	$8,862 (-) Land $523 Building $8,339	$88,620 (-) Land $5,230 Building $83,390
2024	$192.00 (-5.88%) Homeowner's exemption	$8,862 (-) Land $523 Building $8,339	$88,620 (-) Land $5,230 Building $83,390
2023	$204.00 (+2%) Homeowner's exemption	$8,862 (-) Land $523 Building $8,339	$88,620 (-) Land $5,230 Building $83,390
2022	$200.00 Homeowner's exemption	$8,862 Land $523 Building $8,339	$88,620 Land $5,230 Building $83,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 317 3rd St; there have been 53 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	53 (1983–2021)
Claims Outside the SFHA	48 of 53
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 3rd St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 75% of Louisiana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE GUTHRIE SUBDIVISION private · serves 405 people · EPA ID LA1103066
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30