Buchanan County property record for 322 1st St E, Independence, IA 50644
| Property Type | Commercial |
|---|---|
| Details | 1,600 sqft · built 1948 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0634463020 |
| Primary APN | 0634463020 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,600 sqft Building Perimeter |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 322 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2815 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S & M BLK 2 E20.5'OF S110.5' LOT 7 |
| Legal Subdivision | S & M |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 950500 |
Source: Buchanan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 312 1ST ST E, INDEPENDENCE, IA 50644-2815 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2023 |
| Transfer Doc | 0000003456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 322 1ST ST E, INDEPENDENCE, IA 50644-2815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024R00731 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024R00731 |
| Name | BANKIOWA |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, IA 50644 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2054 |
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 (+14.86%) | $40,140 (-) Land $10,370 Building $29,770 | $40,140 (-) Land $10,370 Building $29,770 |
| 2023 | $700.00 | $40,140 Land $10,370 Building $29,770 | $40,140 Land $10,370 Building $29,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 132 (1979–2018) |
| Claims Outside the SFHA | 10 of 132 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Telecommunications Utility Cable · Fiber in parts of the area | 250 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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