Buchanan County property record for 313 1st St E, Independence, IA 50644 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 4,202 sqft · built 1876 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1004278003 |
| Primary APN | 1004278003 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,202 sqft Total Area |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 313 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2814 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM NW COR E1/2 LOT 3 BLK 5 S&M E21.5' S TO PT, E9' S TO S LN, WT O S OF BEG, N TO POB |
| Legal Subdivision | S & M |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950500 |
Source: Buchanan County records · APN 1004278003
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1750 U AVE, HOMESTEAD, IA 52236-8532 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF OELWEIN |
| Jun 19, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 2020R02039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 313 1ST ST E, INDEPENDENCE, IA 50644-2814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R00656 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R00656 |
| Name | COMMUNITY BANK OF OELWEIN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Recording Date | Jun 19, 2020 |
| Property Address | 313 1ST ST E, INDEPENDENCE, IA 50644-2814 |
| Document Number | 2020R02039 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 2020R02039 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 1ST ST E, INDEPENDENCE, IA 50644-2814 |
Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 | $92,640 (-) Land $15,680 Building $76,960 | $92,640 (-) Land $15,680 Building $76,960 |
| 2024 | $1,856.00 (+17.02%) | ||
| 2023 | $1,586.00 | $92,640 Land $15,680 Building $76,960 | $92,640 Land $15,680 Building $76,960 |
Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016, other causes, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Independence Light and Power | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Independence Light and Power, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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