32198 Camino Guarda, Temecula, CA 92592 Property Records

Riverside County property record for 32198 Camino Guarda, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,450 sqft · built 1994
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2017)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`961-183-021`

Property Details

APN / Parcel Number

Primary APN	`961-183-021`
Alternative APN	`950273021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	3,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32198 CAMINO GUARDA
City	TEMECULA
State	CA
Zip	92592-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 MB 222/084 TR 23063-6
Legal Subdivision	TRACT 23063 6
Legal Tract	23063-6
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3017
Census Tract	43207

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32198 CAMINO GUARDA, TEMECULA, CA 92592-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Mar 22, 2017	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	2017115966
Prior Transfer Date	Feb 16, 1999
Prior Transfer Doc	0000073849
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32198 CAMINO GUARDA, TEMECULA, CA 92592-1030
Document Number	0000155546
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32198 CAMINO GUARDA TEMECULA CA 925921030, TEMECULA, CA 92592-1030

Mortgage

Document Number	0000155546
Date	Apr 7, 2020
Instrument	155546

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 22, 2017
Property Address	32198 CAMINO GUARDA, TEMECULA, CA 92592-1030
Document Number	0000115966
Map Reference	MB 222 PG 84-98
Instrument Date	Mar 20, 2017
Instrument	2017-0115966
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32199 CARMINO GUARDA, TEMECULA, CA 92592-1032

Mortgage

Document Number	0000115967
Date	Mar 22, 2017
Instrument	2017-0115967

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,108 (+2%) Land $150,931 Building $352,177
2025	$7,132.00 (+2.75%) Homeowner's exemption	$493,244 (+4.04%) Land $147,972 Building $345,272
2023	$6,941.00 (+2.27%) Homeowner's exemption	$474,092 Land $142,227 Building $331,865
2022	$6,787.00
2021			$506,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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