32197 Camino Guarda, Temecula, CA 92592 Property Records

Riverside County property record for 32197 Camino Guarda, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,558 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2018)
Tax Bill	$8,239 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`961-182-001`

Property Details

APN / Parcel Number

Primary APN	`961-182-001`
Alternative APN	`950272001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,558 sqft Living Area
Gross Area	3,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32197 CAMINO GUARDA
City	TEMECULA
State	CA
Zip	92592-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 71 MB 222/084 TR 23063-6
Legal Subdivision	TRACT NO 23063 6
Legal Tract	23063-6
Legal Lot Number	71
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3018
Census Tract	43207

Owner

Source: Riverside County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Line of Credit CALIFORNIA COAST CREDIT UNION
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jun 20, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Document Number	2018249353
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000309406
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 5, 2026
Property Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032
Document Number	0000309406
Instrument Date	Sep 21, 2026
Instrument	2026309406
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032

Mortgage

Document Number	0000309407,
Date	Oct 5, 2026
Instrument	2026309407

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2051

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32129 CAMINO GUARDA, TEMECULA, CA 92592-1032

Mortgage

Document Number	0000504522
Date	Oct 20, 2020
Instrument	2020-0504522

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 20, 2018
Property Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032
Document Number	0000249353
Map Reference	MB 222 PG 84-98
Instrument Date	May 30, 2018
Instrument	2018-0249353
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE CO MPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	32197 CAMINO GUARDA, TEMECULA, CA 92592-1032

Mortgage

Document Number	0000249354
Date	Jun 20, 2018
Instrument	2018-0249354

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,694 (+2%) Land $179,307 Building $418,387
2025	$8,239.00 (+2.69%)	$585,976 (+4.04%) Land $175,792 Building $410,184
2023	$8,023.00 (+2.22%)	$563,224 Land $168,967 Building $394,257
2022	$7,849.00
2021			$604,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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