3219 Stephens Ct, Sebring, FL 33870 Property Records

Highlands County property record for 3219 Stephens Ct, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 1996
Lot Size	0.25 acres (10,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Jul 2012)
Tax Bill	$439 (2024)
Deeds & Mortgages	Mar 2022 Transfer May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C-20-34-29-170-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`C-20-34-29-170-0000-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,908 sqft (0.25 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Driveway	Concrete Driveway
Driveway Area	434 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	115 sqft
Patio Area	60 sqft
Utility Building	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3219 STEPHENS CT
City	SEBRING
State	FL
Zip	33870-6833
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1S
Legal Description	STEPHENS HGTS PB 13-PG 23 LOT 1
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	STEPHENS HEIGHTS
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2001
Census Tract	960900

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3219 STEPHENS CT, SEBRING, FL 33870-6833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 22, 2019	Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on Record
Deed Sale	Jul 31, 2012 · Amount on Record
Prior Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	20121665317
Deed Book / Page	2337 / 931
Last Transfer Date	Mar 8, 2022
Transfer Doc	0002083277
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 17, 2022
Property Address	3219 STEPHENS CT, SEBRING, FL 33870-6833
Document Number	0002083277
Book / Page	2891 / 1101
Map Reference	MB 13 PG 23
Instrument Date	Mar 8, 2022
Instrument	2083277
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3219 STEPHENS CT, SEBRING, FL 33870-6833

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	3219 STEPHENS CT, SEBRING, FL 33870-6833
Document Number	0001942900
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 STEPHENS CT SEBRING FL 338706833, SEBRING, FL 33870-6833

Mortgage

Document Number	0001942900
Date	Jun 4, 2019
Book Page	002695/001758
Instrument	1942900

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 3, 2022

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,384 (+5.99%)	$89,028 (+11.98%) Land $10,000 Building $79,028
2024	$439.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$34,329	$79,506 Land $3,750 Building $75,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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