3213 Stephens Ct, Sebring, FL 33870 Property Records

Highlands County property record for 3213 Stephens Ct, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,008 sqft · built 1988
Lot Size	0.25 acres (10,893 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (May 2020)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C204917000000020`

Property Details

APN / Parcel Number

Primary APN	`C204917000000020`
Alternative APN	`C-20-34-29-170-0000-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,893 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	319 sqft
Carport	Carport
Carport Area	319 sqft
Driveway	Concrete Driveway
Driveway Area	209 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	224 sqft
Pool House	224 sqft
Porch	Florida Room
Porch Area	598 sqft
Shed	1 Shed
Shed Area	225 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3213 STEPHENS CT
City	SEBRING
State	FL
Zip	33870-6833
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1S
Legal Description	STEPHENS HGTS PB 13-PG 23 LOT 2
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	STEPHENS HEIGHTS
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2001
Census Tract	960900

Owner

Source: Highlands County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 PARK ST, SEBRING, FL 33870-3169
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOSEA R JR SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Deed Document Number	20201984314
Deed Book / Page	2751 / 169
Last Transfer Date	Jun 11, 2026
Transfer Doc	0002318167
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 19, 2026
Property Address	3213 STEPHENS CT, SEBRING, FL 33870-6833
Document Number	0002318167
Book / Page	3200 / 116
Instrument Date	Jun 11, 2026
Instrument	20262318167
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PARK ST, SEBRING, FL 33870-3169

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 10, 2023
Property Address	3213 STEPHENS CT, SEBRING, FL 33870-6833
Document Number	0002159402
Book / Page	2985 / 1890
Map Reference	MB 13 PG 23
Instrument Date	Jul 7, 2023
Instrument	2159402
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 PARK ST, SEBRING, FL 33870-3169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 PARK ST, SEBRING, FL 33870-3169

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 1, 2020
Property Address	3213 STEPHENS CT, SEBRING, FL 33870-6833
Document Number	0001984314
Book / Page	002751 / 000169
Instrument Date	Apr 29, 2020
Instrument	1984314
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PARK ST SEBRING FL 338703169, SEBRING, FL 33870-3169

Mortgage

Document Number	1984315
Date	May 1, 2020
Book Page	002751/000170
Instrument	1984315

Lender

Name	HOSEA R JR SMITH
Address	3833 STATE ROUTE 266, CORYDON, KY 42406-9510
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2025

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (+0.09%)	$60,164 (+24.91%) Land $10,000 Building $50,164	$60,164 (+24.91%) Land $10,000 Building $50,164
2024	$1,136.00 (+25.66%)
2023	$904.00	$48,165 (+9.59%) Land $3,750 Building $44,415	$48,165 (+9.59%) Land $3,750 Building $44,415
2022		$43,949 Land $3,750 Building $40,199	$43,949 Land $3,750 Building $40,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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