3219 Edward St, Plano, IL 60545 Property Records

Kendall County property record for 3219 Edward St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 894 sqft · built 2005
Lot Size	0.112 acres (4,892 sqft)
Owner	Individual Name on File
Tax Bill	$2,929 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-103-042`

Property Details

APN / Parcel Number

Primary APN	`01-25-103-042`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
Gross Area	1,134 sqft
1st Floor Area	894 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,892 sqft (0.112 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3219 EDWARD ST
City	PLANO
State	IL
Zip	60545-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 173 LAKEWOOD SPRINGS UNIT 2A, (EXC COM NW COR SD LE SE 47.1 SW 120.26 TO CURVE SW 34.37 NE 124.3 TO POB) CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	173
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3058
Census Tract	890501

Owner

3219 Edward St is owned and occupied by an individual who acquired it in January 2014.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3219 EDWARD ST, PLANO, IL 60545-2151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2014
Deed Sale	Jan 6, 2014
Prior Sale	Apr 20, 2005 · Amount on File
Deed Document Number	2014222
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3219 EDWARD ST, PLANO, IL 60545-2151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000145
Date	Jan 4, 2018
Instrument	201800000145

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Interest

Rate	3.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3219 EDWARD ST, PLANO, IL 60545-2151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008595
Date	Jun 21, 2018
Instrument	201800008595

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.84%
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3219 EDWARD ST, PLANO, IL 60545-2151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002327
Date	Feb 14, 2020
Instrument	202000002327

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,483 Land $7,291 Building $59,192	$199,449 Land $21,873 Building $177,576
2024	$2,929.00
2022	$3,192.00	$41,391 Land $5,082 Building $36,309	$124,173 Land $15,246 Building $108,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3219 Edward St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3219 Edward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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