3209 Edward St, Plano, IL 60545 Property Records

Kendall County property record for 3209 Edward St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,209 sqft · built 2005
Lot Size	0.166 acres (7,242 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Dec 2021)
Tax Bill	$5,269 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-103-045`

Property Details

APN / Parcel Number

Primary APN	`01-25-103-045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,209 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,242 sqft (0.166 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3209 EDWARD ST
City	PLANO
State	IL
Zip	60545-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 175 LAKEWOOD SPRINGS UNIT 2A COM NW COR SD LT NE 87.53 SE 107.54 TO CURVE SW 60.06 NW 92.36 TO POB CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	175
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3058
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3209 EDWARD ST, PLANO, IL 60545-2151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK SB
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202132825
Prior Transfer Date	Sep 8, 2018
Prior Transfer Doc	0000015258
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3209 EDWARD ST, PLANO, IL 60545-2151
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 EDWARD ST, PLANO, IL 60545-2151

Mortgage

Document Number	0000012311
Date	Sep 24, 2025
Instrument	202500012311

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate	9.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 16, 2021
Property Address	3209 EDWARD ST, PLANO, IL 60545-2151
Document Number	0000032825
Map Reference	DOC 2003-00043026
Instrument Date	Oct 29, 2021
Instrument	202100032825
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 EDWARD ST, PLANO, IL 60545-2151

Mortgage

Document Number	0000032826
Date	Dec 16, 2021
Instrument	202100032826

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 28, 2019
Property Address	3209 EDWARD ST, PLANO, IL 60545-2151
Document Number	0000002245
Map Reference	DOC2004-00002928
Instrument Date	Feb 23, 2019
Instrument	201900002245
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3209 EDWARD ST, PLANO, IL 60545-2151

Mortgage

Document Number	0000002246
Date	Feb 28, 2019
Instrument	201900002246

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate	5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,210 (+53.68%) Land $7,293 Building $62,917	$210,630 (+53.68%) Land $21,879 Building $188,751
2024	$5,269.00
2022		$45,687 Land $5,083 Building $40,604	$137,061 Land $15,249 Building $121,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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