Cook County property record for 3218 Cumberland Trl, Olympia Fields, IL 60461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,958 sqft · built 1990 |
| Lot Size | 0.357 acres (15,555 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Oct 2021) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-14-204-004 |
| Primary APN | 31-14-204-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,958 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,555 sqft (0.357 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3218 CUMBERLAND TRL |
|---|---|
| City | OLYMPIA FIELDS |
| State | IL |
| Zip | 60461-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (TRAILS) OF (OLYMPIA) (FIELDS) (PHASE1) SUB OF PT OF NE SEC 14-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 14 |
| Legal Subdivision | TRAILS OF OLYMPIA FIELDS PHASE1 |
| Legal Phase | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 830005 |
3218 Cumberland Trl is owned by a company that bought it in October 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 W WORTH AVE # 210, 210, CHARLOTTE, NC |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 23, 2021 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 23, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Sep 12, 2019 | Quit Claim Deed, Transfer SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Feb 23, 2021 · Amount on File |
| Deed Document Number | 202145439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 22, 2021 |
| Property Address | 3218 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1118 |
| Document Number | 0029545439 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2129545439 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | LAKELAND TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3218 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1118 |
| Document Number | 0029545440 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2129545440 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 23, 2021 |
| Property Address | 3218 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1118 |
| Document Number | 0005412290 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2105412290 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 I W WORTHINGSON AVE #240240, 10, CHARLOTTE, NC 28203 |
| Name | Verified Name |
|---|---|
| Address | 864 JASON AVE, AKRON, OH 44314-2930 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 23, 2018 |
| Property Address | 3218 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1118 |
| Document Number | 1823516089 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 23516089 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 315 MONTGOMERY ST #16 SAN FRANCISCO CA 941041815, 16, SAN FRANCISCO, CA 94104-1815 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 12, 2019 |
| Property Address | 3218 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1118 |
| Document Number | 1925534001 |
| Instrument Date | Jul 8, 2018 |
| Instrument | 25534001 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 W WORTH AVE #210 CHARLOTTE NC 28203, 210, CHARLOTTE, NC 28203 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Olympia Fields Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $34,000 Land $7,000 Building $27,000 | $340,000 Land $70,000 Building $270,000 |
| 2022 | $27,631 Land $6,222 Building $21,409 | $276,310 Land $62,220 Building $214,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3218 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3218 Cumberland Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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