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3207 Cumberland Trl, Olympia Fields, IL 60461 Property Records

Cook County property record for 3207 Cumberland Trl, Olympia Fields, IL 60461

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,179 sqft · built 2001
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$302,000 (Dec 2001)
Deeds & MortgagesFeb 2020 Transfer
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN31-14-205-016

Property Details

APN / Parcel Number

Primary APN31-14-205-016
Alternative APN
  • 31-14-205-016-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,179 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3207 CUMBERLAND TRL
CityOLYMPIA FIELDS
StateIL
Zip60461-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(TRAILS) OF (OLYMPIA) (FIELDS) (PHASE1) SUB OF PT OF NE SEC 14-35-13
Legal Range13E
Legal Township35N
Legal Section14
Legal SubdivisionTRAILS OF OLYMPIA FIELDS PHASE1
Legal Phase1
Legal Lot Number55
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group1
Census Block1005
Census Tract830005

Owner

3207 Cumberland Trl is owned and occupied by an individual who acquired it in February 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3207 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 10, 2017Quit Claim Deed, Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2001 · Amount on File
Deed SaleDec 3, 2001 · Amount on File
Prior SaleOct 4, 2000 · Amount on File
Deed Document Number200133678
Last Transfer DateFeb 24, 2020
Transfer Doc0000057064
Record UpdatedOct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateFeb 21, 2020
Property Address3207 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1119
Document Number2005257115
Instrument DateFeb 19, 2020
Instrument5257115
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 CUMBERLAND TRL OLYMPIA FIELDS IL 604611119, OLYMPIA FIELDS, IL 60461-1119

October 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateOct 10, 2017
Property Address3207 CUMBERLAND TRL, OLYMPIA FIELDS, IL 60461-1119
Document Number1728345002
Instrument DateSep 21, 2017
Instrument28345002
Transaction TypeMortgage
Record UpdatedOct 23, 2017
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 CUMBERLAND TRL OLYMPIA FIELDS IL 604611119, OLYMPIA FIELDS, IL 60461-1119

Mortgage

Document Number1728345003
DateOct 10, 2017
Instrument28345003
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueOct 9, 2047
Interest
Rate4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityOlympia Fields Village
Elementary School DistrictMatteson Elementary School District 162 (PK - 08)
Secondary School DistrictRich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,000 Land $6,750 Building $29,250$360,000 Land $67,500 Building $292,500
2022Homeowner's exemption Senior Citizen's exemption$26,861 Land $6,000 Building $20,861$268,610 Land $60,000 Building $208,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3207 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA5 of 13
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Cumberland Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLYMPIA FIELDS
serves 4,922 people · EPA ID IL0312280
Water SourcePurchased surface water from OAK LAWN
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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