3217 Prospect St, Flint, MI 48504 Property Records

Genesee County property record for 3217 Prospect St, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,787 sqft · built 1977
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2021)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-10-229-038`

Property Details

APN / Parcel Number

Primary APN	`40-10-229-038`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,787 sqft Living Area
1st Floor Area	2,534 sqft
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	201 ft deep x 158 ft wide
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3217 PROSPECT ST
City	FLINT
State	MI
Zip	48504-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	ELDORADO VISTA LOTS 34 AND 35; ALSO LOT 33 EXC ELY 25 FT; ALSO LOT 36 EXC BEG AT NWLY COR OF SD LOT; TH ELY ALG SLY LINE OF
Legal Subdivision	ELDORADO VISTA
Legal Lot Number	33-36
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1005
Census Tract	1300

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3217 PROSPECT ST, FLINT, MI 48504-3276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
May 26, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Nov 7, 2006 · Amount on Record
Deed Document Number	202151152
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0000012290
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3217 PROSPECT ST, FLINT, MI 48504-3276
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085936
Date	Dec 29, 2020
Instrument	202012290085936

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Dec 21, 2029

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 26, 2021
Property Address	3217 PROSPECT ST, FLINT, MI 48504-3276
Document Number	0000051152
Map Reference	LB 26 PG 8
Instrument Date	May 14, 2021
Instrument	202105260051152
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 PROSPECT ST, 3217, FLINT, MI 48504-3276

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3308 SUFFOLF COURT, FLUSHING, MI 48433-3112

Mortgage

Document Number	0000051153
Date	May 26, 2021
Instrument	202105260051153

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,300 (+28.31%)	$294,600 (+28.31%)
2025	$5,047.00 (+2.1%) Homeowner's exemption	$114,800 (+7.39%)	$229,600 (+7.39%)
2024	$4,943.00
2023		$106,900	$213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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