3131 Prospect St, Flint, MI 48504 Property Records

Genesee County property record for 3131 Prospect St, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1971
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40-10-229-039`

Property Details

APN / Parcel Number

Primary APN	`40-10-229-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,258 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64.2 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3131 PROSPECT ST
City	FLINT
State	MI
Zip	48504-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	LOT 403 EXC THAT PART DESC AS: BEG AT SW COR OF SD LOT; TH E ALG SLY LINE OF SD LOT, 10.0 FT; TH N 24 DEG 46 MIN W, 50.0 FT;
Legal Subdivision	CIVIC MANOR 1
Legal Lot Number	31,403
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1005
Census Tract	1300

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3131 PROSPECT ST, FLINT, MI 48504-3276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3131 PROSPECT ST, FLINT, MI 48504-3276
Document Number	0000073659
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	HOME/LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PROSPECT ST FLINT MI 485043276, FLINT, MI 48504-3276

Mortgage

Document Number	0000073659
Date	Nov 29, 2017
Instrument	73659

Lender

Name	SECURITY CU
Address	FLINT, MI 48505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,400 (+23.81%)	$98,800 (+23.81%)
2025	$1,209.00 (+1.68%) Homeowner's exemption	$39,900 (+40.99%)	$79,800 (+40.99%)
2024	$1,189.00
2023		$28,300	$56,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures