3217 Primrose Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3217 Primrose Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1976
Lot Size	0.366 acres (15,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,948 (Feb 2024)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Sale + 5 more
APN	`06-5.0-22-004-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-020.000`

Interior

Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	15,959 sqft (0.366 acres)
Lot Dimensions	196 ft deep x 81.3 ft wide

Location & Zoning

Street Address	3217 PRIMROSE LN
City	SAINT JOSEPH
State	MO
Zip	64503-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:5 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

Source: Buchanan County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Feb 18, 2026	Beneficiary Deed, Transfer
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage POSTAL & COMMUNITY CU
Sep 8, 2017	Deed, Transfer PREFERRED TITLE
Jun 13, 2011	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Apr 27, 2010	Beneficiary Deed, Transfer
May 30, 2007	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Jun 13, 2011 · Amount on Record
Deed Document Number	20241099
Deed Book / Page	3794 / 734
Last Transfer Date	Feb 17, 2026
Transfer Doc	003815/975
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 6, 2026
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	0000005453
Book / Page	3820 / 209
Instrument Date	Jun 29, 2026
Instrument	20265453
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

Mortgage

Document Number	0000005453,
Date	Jul 6, 2026
Book Page	3820/209
Instrument	20265453

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 18, 2026
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	003815/975
Book / Page	3815 / 975
Instrument Date	Feb 17, 2026
Instrument	2026001169
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 N LAKEWOOD DR, SAINT JOSEPH, MO 64506-4524

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 16, 2024
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	003794/734
Book / Page	3794 / 734
Instrument Date	Feb 16, 2024
Instrument	2024001099
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

Mortgage

Document Number	2024001100
Date	Feb 16, 2024
Instrument	2024001100

Lender

Name	POSTAL & COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 8, 2017
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	2017008917
Instrument Date	Sep 8, 2017
Instrument	2017008917
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 13, 2011
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	03274/0957
Book / Page	3274 / 0957
Instrument Date	Jun 10, 2011
Instrument	2011006313
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

Mortgage

Document Number	2011006314
Date	Jun 13, 2011
Instrument	2011006314

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

April 2010: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 27, 2010
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	03206/0879
Book / Page	3206 / 0879
Instrument Date	Apr 23, 2010
Instrument	2010004293
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 CRYSTAL DR, SAINT JOSEPH, MO 64503-2053
Investor	Possibly a Property Investor

May 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 30, 2007
Property Address	3217 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Document Number	02998/0041
Book / Page	2998 / 0041
Instrument Date	May 9, 2007
Instrument	2007007373
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 S 40TH TER, SAINT JOSEPH, MO 64503-1651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 70TH RD SE, FAUCETT, MO 64448-7190

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (+0.09%)	$15,810 (+5.89%) Land $3,230 Building $12,580	$83,210 (+5.88%) Land $17,000 Building $66,210
2024	$1,136.00 (+15.45%)
2023	$984.00 (-0.61%)	$14,930 (-) Land $3,230 Building $11,700	$78,590 (-) Land $17,000 Building $61,590
2022	$990.00	$14,930 Land $3,230 Building $11,700
2021			$78,590 Land $17,000 Building $61,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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