3205 Primrose Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3205 Primrose Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1976
Lot Size	0.406 acres (17,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600 (Apr 2022)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2022 Mortgage
APN	`06-5.0-22-004-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-017.000`

Interior

Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	17,676 sqft (0.406 acres)
Lot Dimensions	196 ft deep x 90 ft wide

Location & Zoning

Street Address	3205 PRIMROSE LN
City	SAINT JOSEPH
State	MO
Zip	64503-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:2 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	20224006
Deed Book / Page	3775 / 412
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	03266/0356
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3205 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017008719
Date	Sep 1, 2017
Instrument	2017008719

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Oct 1, 2038

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3205 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NDTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 PRIMROSE LN, SAINT JOSEPH, MO 64503-1359

Mortgage

Document Number	003775/409
Date	Apr 28, 2022
Book Page	3775/409
Instrument	2022004003

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00	$16,980 (+5.99%) Land $3,230 Building $13,750	$89,350 (+5.99%) Land $17,000 Building $72,350
2024	$1,219.00 (+15.65%)
2023	$1,054.00 (-0.66%)	$16,020 (-) Land $3,230 Building $12,790	$84,300 (-) Land $17,000 Building $67,300
2022	$1,061.00	$16,020 Land $3,230 Building $12,790
2021			$84,300 Land $17,000 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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