3216 W 85th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3216 W 85th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,034 sqft · built 1965
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$418,000 (Jul 2026)
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-34-0094`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-34-0094`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
Gross Area	1,965 sqft
1st Floor Area	1,034 sqft
Basement Area	931 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	153 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	584 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3216 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 001 T SHEPHERD HILLS 2ND ADDN S 80X153X43X181
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	34
Legal Subdivision	SHEPHERD HILLS 2ND ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25603

Owner

Source: Hennepin County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3216 W 85TH ST, MINNEAPOLIS, MN 55431-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 4, 2019	Warranty Deed, Transfer · Conventional with PMI US BK
Nov 16, 2018	Trustee's Deed, Foreclosure BETTY POTTER
Aug 24, 2018	Quit Claim Deed, Transfer WEST TITLE COMPANY
Nov 16, 2018	Grant Deed, Transfer BETTY POTTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	20266212800
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0005556067
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 14, 2026
Property Address	3216 W 85TH ST, MINNEAPOLIS, MN 55431-1518
Document Number	0006212800
Instrument Date	Jul 13, 2026
Instrument	20266212800
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,541.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 W 85TH ST, MINNEAPOLIS, MN 55431-1518

Mortgage

Document Number	0006212800,
Date	Jul 14, 2026
Instrument	20266212800

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 4, 2019
Property Address	3216 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005586759
Instrument Date	Dec 17, 2018
Instrument	5586759
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	WEST TITLE COMPANY, WEST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$911.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3216 W 85TH ST BLOOMINGTON MN 554311518, BLOOMINGTON, MN 55431-1518

Mortgage

Document Number	5586760
Date	Jan 4, 2019
Instrument	5586760

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 16, 2018
Property Address	3216 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005575474
Instrument Date	Nov 8, 2018
Instrument	5575474
Transaction Type	Foreclosure
Record Updated	Jan 18, 2019
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$698.08
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3216 85TH ST N BLOOMINGTON MN 55431, BLOOMINGTON, MN 55431

Mortgage

Document Number	5575475
Date	Nov 16, 2018
Instrument	5575475

Lender

Name	BETTY POTTER
Address	707 GREENBRIAR AVE, FRIENDSWOOD, TX 77546-5307

Agreement

Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 24, 2018
Property Address	3216 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005556067
Instrument Date	Aug 20, 2018
Instrument	5556067
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	WEST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$34.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3216 W 85TH ST BLOOMINGTON MN 554311518, BLOOMINGTON, MN 55431-1518

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 16, 2018
Property Address	3216 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005575475
Instrument Date	May 9, 2018
Instrument	5575475
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$698.08
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3216 W 85TH ST BLOOMINGTON MN 554311518, BLOOMINGTON, MN 55431-1518

Mortgage

Document Number	5575474
Date	Nov 16, 2018
Instrument	5575474

Lender

Name	BETTY POTTER
Address	707 GREENBRIAR AVE, FRIENDSWOOD, TX 77546-5307

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,122.00 (+6.05%) Homeowner's exemption	$381,600 (-0.08%) Land $142,300 Building $239,300	$381,600 (-0.08%) Land $142,300 Building $239,300
2024	$4,830.00 (+12.85%)	$381,900 (+4%) Land $147,700 Building $234,200	$381,900 (+4%) Land $147,700 Building $234,200
2023	$4,280.00 Homeowner's exemption
2022		$367,200 Land $136,000 Building $231,200	$367,200 Land $136,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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