3208 W 85th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3208 W 85th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,534 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-34-0093`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-34-0093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,534 sqft
Basement Area	552 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	648 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	168 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3208 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 001 T SHEPHERD HILLS 2ND ADDN S 80X120X105X140
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	34
Legal Subdivision	SHEPHERD HILLS 2ND ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25603

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3208 W 85TH ST, MINNEAPOLIS, MN 55431-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 17, 2017
Transfer Doc	0005430160
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3208 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005744407
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 W 85TH ST BLOOMINGTON MN 554311518, BLOOMINGTON, MN 55431-1518

Mortgage

Document Number	0005744407
Date	Sep 9, 2020
Instrument	5744407

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2035

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3208 W 85TH ST, BLOOMINGTON, MN 55431-1518
Document Number	0005563615
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 W 85TH ST BLOOMINGTON MN 554311518, BLOOMINGTON, MN 55431-1518

Mortgage

Document Number	0005563615
Date	Sep 26, 2018
Instrument	5563615

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2033

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,701.00 (+16.56%)	$420,500 (+1.18%) Land $141,200 Building $279,300	$420,500 (+1.18%) Land $141,200 Building $279,300
2023	$4,891.00 Homeowner's exemption
2022		$415,600 Land $134,500 Building $281,100	$415,600 Land $134,500 Building $281,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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